The foundation of a policyholder’s agreement to pay premiums for a standard commercial general liability policy (CGL) is the insurer’s agreement to defend the policyholder against lawsuits and shoulder the costs of the...more
2/5/2025
/ Breach of Contract ,
California ,
Commercial General Liability Policies ,
Contract Terms ,
Duty to Defend ,
Insurance Claims ,
Insurance Contracts ,
Insurance Litigation ,
Liability ,
Policy Terms ,
Risk Management
This is the first in a series of discussions about issues that arise on a regular basis after policyholders file an insurance claim.
Many liability insurance policies require the insurer to defend the insured. This “duty...more
A recent Fifth Circuit case highlights the potential risks of purchasing a defense-within-limits policy: If an insurer is obligated to hire independent counsel due to a conflict of interest, that counsel’s fees may erode your...more