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CFPB cracks down on Portfolio Recovery Associates with $24 million judgment

On March 23, 2023, the CFPB filed a complaint and proposed judgment against Portfolio Recovery Associates, LLC (“PRA”), one of the largest debt collectors in the United States. If entered by the court, the proposed judgment...more

Want to save money and avoid annoying judges? Read the world’s first opinion evaluating Regulation F (Also: Read Regulation F)

It’s official!  We have our first-ever federal court opinion evaluating the requirements of Regulation F!  Okay, maybe “evaluating” isn’t the right word.  “Reading Regulation F out loud” is more like it....more

CFPB releases report and issues circular on nursing home debt collection

If you’re collecting debt for nursing home care, you might want to double check who is responsible for payment. Last week, in conjunction with a field hearing, the CFPB issued a new Consumer Financial Protection Circular and...more

CFPB looks at connection between financial assistance for medical care and medical collections

In a blog post published last week, the CFPB looked at the connection between eligibility for financial assistance under policies mandated by the Affordable Care Act (ACA) and medical collections.  The ACA requires nonprofit...more

CFPB to hold Sept. 8 field hearing on nursing home debt collection practices

The CFPB has announced that on September 8, 2022, it will hold a field hearing on nursing home debt collection practices. The event will be hosted by Director Chopra....more

Text Messages From Debt Collectors? Not in My Backyard!

Some people just don’t like change. New developments are often opposed by small groups prioritizing their own self-interest over the interests of the community at large. In real estate, these groups are sometimes known as...more

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