Alyssa Paddock

Alyssa Paddock

Sheppard Mullin Richter & Hampton LLP

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CFPB Provides Guidance on Auto Finance Data Pilot

On February 23, the CFPB issued market-monitoring orders to nine large auto lenders to provide information about their auto lending portfolios. According to the CFPB, auto finance market has seen significant change in recent...more

3/6/2023  /  Automotive Loans , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Consumer Lenders , Financial Services Industry

AZ Attorney General Concludes Non-Recourse EWA Not a Loan

On December 18, the Arizona Attorney General issued an opinion on earned wage access (EWA), which determined that fully non-recourse EWA products do not constitute consumer loans subject to consumer loan regulations, and...more

1/13/2023  /  Arizona , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Financial Services Industry , Lending , Non-Recourse Loans , State and Local Government , State Attorneys General , Statement of Opinion , U.S. Treasury
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