The Massachusetts AG enforces the state's mortgage servicing, debt collection, and data breach notification laws, while Texas takes aim at junk fees....more
9/9/2025
/ Automotive Industry ,
Cybersecurity ,
Data Breach ,
Debt Collection ,
Enforcement Actions ,
Fees ,
Hidden Fees ,
Location Data ,
Mortgage Servicers ,
Robocalling ,
State Attorneys General ,
State Data Breach Notification Statutes ,
Unfair or Deceptive Trade Practices
Until the Dodd-Frank Act, the states were at the forefront of consumer credit regulation and enforcement. The arrival of the federal Consumer Financial Protection Bureau gave the states, which typically operated within tight...more
8/29/2025
/ Car Dealerships ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Deregulation ,
Dodd-Frank ,
Enforcement Actions ,
Fees ,
Mortgages ,
Regulatory Agenda ,
State Attorneys General ,
Trump Administration ,
UDAAP ,
Unfair or Deceptive Trade Practices
Catch up with Hudson Cook partners Anastasia Caton and Rob Tilley for this summer's latest trends in state AG enforcement. Temperatures are rising, and so are consumer defaults. We will give practical tips on how to assess...more
If you are reading this article, you are likely aware that a creditor collecting its own debts in its own name is not a "debt collector" under the federal Fair Debt Collection Practices Act ("FDCPA") or its implementing rule,...more
7/26/2024
/ Article III ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Creditors ,
Debt Collection ,
Debt Collectors ,
Electronic Communications ,
Email ,
FDCPA ,
Federal Trade Commission (FTC) ,
Fees ,
Financial Services Industry ,
Loan Servicer ,
Regulation F ,
Risk Management ,
Spokeo v Robins ,
Standing ,
State Attorneys General ,
Text Messages ,
TransUnion ,
UDAAP