The hospitality industry will need to focus on several key areas to ensure compliance and minimize risk in the year ahead, including data privacy and cybersecurity protections, employment and labor law compliance, and even...more
1/31/2025
/ Artificial Intelligence ,
Compliance ,
Construction Industry ,
Contract Terms ,
Corporate Social Responsibility ,
Cybersecurity ,
Data Privacy ,
Domain Names ,
Fair Labor Standards Act (FLSA) ,
Green Initiatives ,
Hospitality Industry ,
Hotels ,
Insurance Industry ,
Joint Employers ,
Regulatory Requirements ,
Risk Management ,
Sustainability ,
Unions ,
Vulnerability Assessments
Illinois’ Biometric Information Privacy Act, 740 ILCS 14/1 et seq. (“BIPA”), has been a fertile source of litigation against Illinois businesses for several years now. The targets of such lawsuits turned to their insurers for...more
NGE Insurance Policyholder partner Angela Elbert presents an overview for family office clients addressing the unique range of personal, commercial, financial and investment risks they face.
If you have any questions,...more
4/13/2021
/ Commercial General Liability Policies ,
Crime Insurance Policies ,
Cyber Insurance ,
D&O Insurance ,
E&O Insurance ,
Employment Practices Liability Insurance (EPLI) ,
Family Offices ,
Indemnity ,
Insurance Contracts ,
Insurance Industry ,
Policy Exclusions ,
Professional Service Exclusion ,
Property Insurance
The COVID-19-related business interruption coverage case of Taps & Bourbon on Terrace, LLC v. Underwriters at Lloyds London, et al., pending in the Philadelphia County Court of Common Pleas, may represent a growing trend all...more
There have been many decisions in recent months in cases involving business interruption coverage for losses caused by the SARS-CoV-2 virus and the disease it causes, COVID-19. Some decisions have been favorable to coverage,...more
Two recent decisions by courts denying motions to dismiss brought by insurers against insureds seeking COVID-19 business interruption coverage could be harbingers for other such decisions due to their focus on the...more
The New Jersey Superior Court in Optical Services USA/JC1 v. Franklin Mutual Ins. Co. (N.J. Super. Ct. Bergen Cty. Aug. 13, 2020) provided a boon for insureds whose businesses were shuttered by the issuance of...more
On August 12, 2020, a federal district court delivered a big win for businesses that were shut down due to the COVID-19 pandemic, holding that the presence of COVID-19 on insured property can constitute “direct physical loss”...more
On June 5, 2020, we issued a Client Alert regarding insurance coverage for property damage and business income losses that businesses may have suffered due to recent incidents in cities across the country. On June 8, 2020,...more
The standard property insurance policy pays for property damage and business income losses sustained by an insured when there is some variation of "physical loss of or damage to" property. ...more
On March 16, 2020, we issued a Client Alert regarding COVID-19 impacts and losses. Now, several states, counties and municipalities across the United States have issued "stay at home" or "shelter in place" orders mandating...more
As business losses caused by COVID-19 begin to mount, you should carefully review your insurance policies to determine whether you may be covered. Neal Gerber Eisenberg’s Insurance Policyholder practice group can assist you...more
3/18/2020
/ Bodily Injury ,
Business Interruption ,
China ,
Contaminated Properties ,
Coronavirus/COVID-19 ,
Crisis Management ,
Economic Loss Doctrine ,
Event Cancellation ,
Infectious Diseases ,
Insurance Claims ,
Policy Terms ,
Public Health ,
Risk Mitigation ,
Suppliers ,
Supply Chain
You are on the accounts payable staff of a private company. It is 4:30 Friday afternoon, and you receive an urgent email from the CEO (Mrs. Banks). In this urgent email, Mrs. Banks directs you, in no uncertain terms, to...more
Payment Card Industry fines and penalties are fines charged by payment card brands like Mastercard and Visa to merchants’ acquiring banks for violation of their industry rules and regulations, which often occurs when there is...more
6/23/2016
/ Banking Sector ,
Banks ,
Credit Cards ,
Cyber Insurance ,
Cybersecurity ,
Data Breach ,
Debit and Credit Card Transactions ,
Debit Cards ,
Hackers ,
Insurance Industry ,
Master Service Agreement ,
MasterCard ,
PF Chang's ,
Popular ,
Visa Inc
This week, the Fourth Circuit affirmed the lower court’s ruling of summary judgment in favor of the policyholder Portal Healthcare, finding that Travelers has a duty to defend it under a General Liability policy for a...more
This question didn’t seem to be that complicated at first blush. Now it is. The Third Circuit’s recent ruling that a former Vice President of Goldman Sachs is not necessarily an officer entitled to indemnification/advancement...more
When you or your clients are updating a privacy policy to provide a carveback for this type of M&A scenario, you should also check to be certain that the existing cyber/privacy insurance policy contains coverage for a...more