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OCC Conditionally Approves Fintech Business Model for SmartBiz Bank, N.A.

On March 17, the Office of the Comptroller of the Currency (OCC) announced that it has granted conditional approval for SmartBiz Loans to transform the business model of CenTrust Bank, N.A., located in Northbrook, Illinois....more

Most De Novo Banks Will Be Formed by Payments and Fintech Companies

In the future, most de novo banks in the United States will be formed by existing payments and nonbank fintech companies that provide financial services, or groups of players in those industries that want to form a payments...more

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