While the onset of a natural disaster is generally unpredictable, we can proactively prepare with mitigation efforts and emergency response procedures. As we experienced throughout 2020, and through present day, natural...more
The winter storm that ravaged Texas this week has caused considerable damage and suffering, and it is predicted by some that it will to lead to the largest number of insurance claims resulting from a single event. For a state...more
The number of lawsuits commenced by policyholders in the United States seeking insurance coverage for COVID-19 losses is approaching 1,500, and judicial decisions on insurer-filed motions to dismiss these cases now exceed 100...more
n a first-of-its-kind decision in the United States, a North Carolina state court recently granted summary judgment to a group of restaurants’ claims seeking insurance coverage for business interruption losses arising out of...more
INTRODUCTION - Since March of 2020, more than a thousand lawsuits have been brought in state and federal courts around the country seeking to resolve questions around the availability of insurance coverage for...more
The World Health Organization has declared the coronavirus (or COVID-19) a global health emergency, and our daily news diet continues to include distressing reports regarding its continuing spread and its devastating effects...more
On September 1, 2017, Texas Senate Bill 10 / House Bill 1774, entitled “An Act relating to actions on and liability associated with certain insurance claims” and otherwise known as the “Hailstorm Bill,” (the “Bill”) went into...more
In this episode of OnRisk, K&L Gates attorneys Carolyn Branthoover and Max Louik discuss the misrepresentation defense, also known as the rescission defense, a defense that insurers have been aggressively pursuing in recent...more
3/14/2018
/ Commercial Insurance Policies ,
False Statements ,
Insurance Brokers ,
Insurance Claims ,
Insurance Industry ,
Loss Coverage ,
Material Misrepresentation ,
Misrepresentation ,
Rescission ,
Risk Management ,
Underwriting