Charles Elliott

Hogan Lovells

+ Follow Contact

Latest Posts › Borrowers

Share:

UK Mortgage Rule Review: FCA takes first step in introducing targeted flexibilities into the regulatory framework

The FCA has finalised the changes that were proposed in May this year to make it easier for customers to engage with mortgage providers and make reductions to mortgage terms and remortgaging easier. This includes removing the...more

7/29/2025 / Borrowers , Consumer Financial Products , Financial Conduct Authority (FCA) , Financial Regulatory Reform , Interest Rates , Lenders , Mortgages , Regulatory Requirements , UK

UK Mortgage Rule Review: FCA discussion paper on future of market seeks views on ‘trade-offs and risks’ that changing its rules...

Following the FCA’s May 2025 ‘first steps’ consultation on proposals to simplify its mortgage framework via a Mortgage Rule Review (MRR), it has now published a discussion paper on the future of the mortgage market. The...more

7/9/2025 / Borrowers , Disclosure Requirements , Financial Conduct Authority (FCA) , Housing Market , Lenders , Mortgages , Regulatory Reform , Regulatory Requirements , Risk Management , UK

UK Mortgage Rule Review: FCA consults on 'first steps' aimed at simplifying rules and increasing flexibility

Following a March 2025 press release and letter to the Economic Secretary to the Treasury announcing plans to improve access to mortgages to support the government’s economic growth mission, the FCA has published a ‘first...more

5/14/2025 / Borrowers , Financial Conduct Authority (FCA) , Housing Market , Lenders , Mortgage Lenders , Mortgages , Proposed Rules , Regulatory Reform , Regulatory Requirements , UK

3 Results

View per page

Page: of 1