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When Does the Insured’s Failure to Provide Notice of Suit and Failure to Cooperate Establish Substantial Prejudice to the Insurer?

In May 2015, Raymond Wacha and Alphonso Dudley were involved in an automobile accident. At the time, Wacha, an employee of Founders National Golf, LLC, was driving a truck owned by that entity and insured by a commercial...more

South Carolina Contribution Among Tortfeasors Act Set-Offs: When They Must Be Made

The South Carolina Contribution Among Tortfeasors Act (the Act), as we now know it, is nearing the fifteenth year of its infancy, and its application continues to require careful analysis and thoughtful refinement. Most...more

Who Is Insured, What Is Insured and Why Makes a Difference

What do the Moody Blues and an insurance policy have in common? It boils down to this: Say what you mean and mean what you say. The District Court of South Carolina recently reminded us of the importance of the terms of...more

UIM Coverage - A Brief Look at Meaningful Offers and a Discovery Lesson

An automobile insurance carrier in South Carolina must offer underinsured motorist coverage (UIM), at the option of the insured, up to the limits of the insured liability coverage. If the insurer fails to make a meaningful...more

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