Christian Fletcher

Goodwin

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CFPB Agrees To Eliminate $8 Cap on Credit Card Late Fees

On April 15, 2025, the U.S. District Court for the Northern District of Texas vacated a Consumer Financial Protection Bureau (CFPB) rule that capped credit card late fees at $8....more

5/5/2025  /  Administrative Procedure Act , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Deregulation , Final Rules , Financial Services Industry , Judicial Authority , Late Fees , Regulatory Requirements

SCOTUS Ruling Makes Federal Agency Rules Susceptible to Previously Untimely Challenges

​​​​​​​At the close of an extended term, on July 1, 2024, the U.S. Supreme Court expanded the time period for bringing a facial challenge to a federal agency rule....more

7/9/2024  /  Administrative Procedure Act , Corner Post Inc v Board of Governors of the Federal Reserve System , Debit Cards , Federal Reserve , Financial Services Industry , Interchange Fees , Private Right of Action , Regulatory Authority , SCOTUS , Statute of Limitations
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