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CFPB Finalizes Open Banking Rule on Consumer Financial Data Rights

Our Financial Services Group unpacks the Consumer Financial Protection Bureau’s final rule on consumer financial data rights under Section 1033 of the Dodd–Frank Act....more

FDIC, OCC, and DOJ Update Guidance on Bank Merger Evaluations

Last week, each of the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the Department of Justice Antitrust Division (DOJ) revised how they will review bank mergers. Our...more

FDIC Proposes Rule to Revise Brokered Deposit Regulations and Issues Request for Information on Deposit Data

In a proposed rule and information request, the Federal Deposit Insurance Corporation expressed its concerns with the current brokered deposit restrictions and reporting requirements. Our Financial Services Team zeroes in on...more

Regulators Focus on Bank-Fintech Arrangements

Through joint guidance and an information request, federal bank regulators underscored banks’ compliance responsibilities in their banking-as-a-service (BaaS) relationships with third parties. Our Financial Services Team...more

New York State Department of Financial Services Outlines Prior Approval Process for Virtual Currency-Related Activity

The New York State Department of Financial Services has issued an industry letter detailing the prior approval process for all New York banking organizations seeking to engage in new or significantly different virtual...more

FDIC Approves Final Rule on Brokered Deposits

Our Financial Services & Products Group unpacks the Federal Deposit Insurance Corporation’s most significant changes to brokered deposit regulations since 1989....more

FinCEN Signals BSA/AML Regulatory Reform

The Financial Crimes Enforcement Network takes the first of likely many steps to reform the outdated Bank Secrecy Act / Anti-Money Laundering regulatory scheme. Our Financial Services & Products and White Collar, Government &...more

It’s Not Over Yet: FFIEC Issues Guidance for Additional Loan Accommodations

As the coronavirus (COVID-19) pandemic continues, loan accommodation periods first instituted under the CARES Act in the spring are beginning to expire. Our Financial Services & Products Group analyzes the latest guidance...more

Agencies Update Their Interagency Statement on Reporting Loan Modifications

Our Financial Services & Products Group discusses how federal agencies are clarifying how the Coronavirus Aid, Relief, and Economic Security (CARES) Act interacts with their previous statement on loan modifications and...more

How the CARES Act Will Affect Banking During the Coronavirus Emergency

The Coronavirus Aid, Relief, and Economic Security (CARES) Act sprawls across 800 pages. Our Financial Services & Products Group delves into the sections that deal specifically with banking and lending....more

Regulators Further Clarify Guidance Regarding Loan Modifications and Reporting

Our Financial Services & Products Group examines how federal regulators – speaking with a single voice – will view loan modifications during the coronavirus pandemic....more

Federal Reserve Releases Final Rule for Its Controlling-Influence Framework

The Federal Reserve finalized its rule on controlling-influence determinations, important to provide much-needed clarity and certainty for investments in and by banking organizations. Our Financial Services & Products Group...more

Financial Services & Products Advisory: Interagency Guidance to Issuing Banks on Applying CIP Requirements to Prepaid Cards

The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, National Credit Union Administration, Office of the Comptroller of the Currency and U.S. Department of the Treasury’s Financial...more

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