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More Trouble Ahead for the Mortgage Industry If Ginnie Mae’s Risk-Based Capital Requirements Take Effect

The new Ginnie Mae issuer financial requirements, first published on August 17, 2022 in APM 22-09 by joint announcement with the Federal Housing Finance Agency, are scheduled to take effect in two parts beginning September...more

It's all about Capital

In 2018, securitization provided an estimated $13.1 trillion in financing. Contrast that with the US $10.24 trillion issued at the end of the 2nd quarter of 2008, and we can see that the securitization market is back....more

Nota Bene Episode 47: It’s All About Capital with Colleen McDonald [Audio]

There has been a resurgence and renewed vigor in the new economy securitization market, particularly on the U.S. west coast which has become the hub of FinTech activity. We’re exploring this changing landscape of the...more

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