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Lead Generation in Financial Services: Let Both the Buyer and the Seller Beware

Lead generation in the insurance field has become a robust business over the last decade  as competition increases and the market place remains stable or shrinking. The advent of sales on an electronic platform, cross...more

New York Appellate Court Holds New York Department of Financial Services Regulation 187 Violates Due Process Rights as it is...

The amended Regulation 187, Suitability and Best Interests in Life Insurance and Annuity Transactions (Regulation) took effect Aug. 1, 2019, for annuity sales, and began applying to life insurance sales on Feb. 1, 2020. The...more

New Jersey Further Extends the COVID-19 Special Enrollment Period

The New Jersey Department of Banking and Insurance (the "Department") has issued Bulletin No. 21-07 to follow the extension of the  Federal Special Enrollment Period given the recent signing of the American Rescue Plan Act of...more

COBRA Subsidy to Ease Pandemic Impact But Consider the Cost to Employers

THE COBRA SUBSIDY - On March 11, President Biden signed the American Rescue Plan Act of 2021 (ARPA) into law. Among other provisions, ARPA provides for a 100 percent COBRA subsidy for up to 6 months for anyone who lost health...more

2021 DFS Cybersecurity Filing Requirements Clarified by NY DFS - Certification of Compliance Due April 15, 2021

DFS reports that its Cybersecurity Portal has been redesigned to assist users with their filings. To ensure that filings are matched to the appropriate Covered Entity or licensed person, DFS requires the use of an identifying...more

New Jersey Creates an extended Covid Open Enrollment Period

The New Jersey Department of Banking and Insurance (“Department”) extended open enrollment and to create an extended COVID-19 Special Enrollment Period (“SEP”) to be in effect beginning at the end of the annual open...more

New Jersey's State Senate Passes a Bill to Curb Unfair Automobile Insurance Rates

The New Jersey Senate passed Senate Bill S111, sponsored by Senators Nia Gill, M. Teresa Ruiz, Nilsa Cruz-Perez and Nellie Pou, which would prohibit the use of education, occupation, or credit score in certain automobile...more

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