In the wake of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), the federal banking agencies have issued joint guidance to provide clarity on supervisory expectations for banks that...more
8/1/2025
/ Appeals ,
Banking Sector ,
Community Reinvestment Act ,
Cryptoassets ,
Cybersecurity ,
Disparate Impact ,
Fair Lending ,
FDIC ,
LIHTC ,
New Legislation ,
OCC ,
Proposed Rules ,
Regulatory Burden ,
Regulatory Oversight ,
Regulatory Standards ,
Risk Management
The FDIC and OCC have rescinded policy statements adopted in 2024 that changed the ways each agency considered bank merger transactions and have reinstated their prior procedures for evaluating bank mergers. The FDIC on May...more
6/5/2025
/ Bank Merger Act ,
Banks ,
Cryptoassets ,
Cryptocurrency ,
Custody Rule ,
Deposit Accounts ,
FDIC ,
Federal Reserve ,
GAO ,
OCC ,
Regulatory Reform ,
Supervision
The Federal Reserve has announced multiple decisions to rescind existing requirements for crypto-asset activities. The April 24 announcement included the rescission of a 2022 supervisory letter that required state member...more
4/28/2025
/ Bank Resolution Scheme ,
Banking Sector ,
Cryptoassets ,
Cryptocurrency ,
Digital Assets ,
Enforcement Priorities ,
FDIC ,
Federal Reserve ,
Financial Institutions ,
FinTech ,
OCC ,
Overdraft Fees ,
Payday Loans ,
Regulatory Reform ,
Regulatory Requirements ,
SBA ,
SBA Lending Programs ,
Securities and Exchange Commission (SEC) ,
Underwriting