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Australia: ASIC Prepares Guidance Following the Release of BNPL Regulations

On 5 February 2025, the Australian Government (via the Department of Treasury) released an exposure draft on the National Consumer Credit Protection Amendment (Low Cost Credit) Regulations 2025 (draft Regulations). The draft...more

BNPL Regulation Takes the Final Step in Australia

On 29 November 2024, the Australian Parliament passed the long-awaited Treasury Laws Amendment (Responsible Buy Now Pay Later and Other Measures) Bill 2024 (Bill)....more

ASIC Consults on Updated Crypto Guidance–What’s New?

The Australian Securities and Investments Commission (ASIC) recently released proposed updates to Information Sheet 225 (INFO 225) and a corresponding consultation paper....more

Australian Treasury Proposes New Consumer Data Right Rules for Non-Bank Lenders

The Australian Treasury released an Exposure Draft on 26 November 2024 (Amending Rules) proposing amendments to the Competition and Consumer (Consumer Data Right) Rules 2020 (CDR Rules). Whilst the government designated the...more

Australia: AI and Your Obligations as an Australian Financial Services Licensee

As Artificial intelligence (AI) continues to be adopted and used by Australian Financial Services (AFS) licensees broadly, it has become increasingly evident that many licensees’ deployment of AI falls short of their existing...more

AI and Your Obligations as an Australian Financial Services Licensee

On 29 October 2024, the Australian Securities and Investments Commission (ASIC) published REP 798 Beware the gap: Governance arrangements in the face of AI innovation. This report details ASIC's findings from a review of how...more

HUB Talks: Payments Across the Globe Mini Series - Trends in Australia

Judith Rinearson and Jeremy McLaughlin sit down with payments lawyers to cover the fintech market place, trends, and developments around the world in the Payments Across the Globe mini-series. In this episode Jeremey...more

Responsible Lending Laws Regarded as 'Unsuitable'

In a year of epic events, it is difficult to see how any financial services reforms could be seen as truly significant. The removal of consumer responsible lending laws, though is significant, at least in relative terms. ...more

Enforcement – A New Environment

Welcome to the first of a regular series of K&L Gates Legal Insights addressing the new enforcement environment in financial services. The Hayne Royal Commission into Misconduct in the Banking, Superannuation and Financial...more

Design & Distribution Bill: A Reflection of the Current "Consumer-Centric" Climate

Misaligned advisor interests. Consumer disengagement. Low financial literacy in the face of complex documents. These themes echo throughout the revised Treasury Laws Amendment (Design and Distribution Obligations and Product...more

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