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Supreme Court to Consider the CFPB’s Constitutionality: Key Takeaways

On Friday, the U.S. Supreme Court agreed to consider the constitutionality of the Dodd-Frank Act law that prohibits the President from removing a CFPB Director except for “inefficiency, neglect of duty, or malfeasance” — the...more

Seeking to Promote Financial Innovation, CFPB Revises No Action Letter Policy and Announces Other Initiatives

On Tuesday, the Consumer Financial Protection Bureau (“Bureau”) published a revised No Action Letter (“NAL”) policy aimed at offering financial innovators an avenue for obtaining more regulatory certainty before introducing...more

CFPB Issues Proposed Debt Collection Rule

As we anticipated last week, today the CFPB issued its much anticipated proposal to adopt the first substantive regulations to govern the activity of debt collectors under the Fair Debt Collection Practices Act (FDCPA) since...more

CFPB Proposes Changes to No-Action Letter Policy and Creation of Product Sandbox

The CFPB is proposing revisions to its 2016 no-action letter (“NAL”) policy and is planning to establish “BCFP Product Sandbox,” a regulatory sandbox that would encourage financial institutions to explore innovative products....more

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