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The Northwest Policyholder | When the Application is the Risk: Application-Based Insurance Policy Rescission

Surprised insurers are unhappy insurers. And unhappy insurers are more likely to resist paying claims. As are insurers who fail to heed their good faith and other obligations to their policyholders. So if you seek coverage...more

This Is [Not] How We Do It: Insurer Gets Schooled on the Consequences of a Bad Faith Refusal to Defend

Washington State goes to great lengths to protect policyholders from insurance company misconduct and overreach. This is especially true when it comes to an insurer’s duty to defend its policyholder against third-party...more

Social Inflation: Myth or Menace?

I recently had the pleasure of presenting at a seminar on cutting-edge insurance coverage issues in the Pacific Northwest. Among the topics I addressed was “social inflation,” a term that has been the subject of much...more

Social Inflation: Scourge of Hard-Working Americans or an Insurance Industry Bogeyman?

Social inflation. There’s a good chance that you’ve never heard the term before. Nonetheless, it appears to be a hot topic, particularly in the insurance industry. What is “social inflation”? It’s hard to say, because...more

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