Challenges and opportunities in the US, UK and Europe -
"Many Fintechs that previously avoided bank-like regulation in the US are now actively seeking that status."
The digital revolution was well underway long before most...more
11/17/2021
/ Banking Sector ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Digital Services ,
EU ,
Financial Services Industry ,
FinTech ,
Licenses ,
Popular ,
Sandbox ,
Technology Sector ,
UK
Since the financial crisis of 2008, numerous emerging and developed countries experienced a substantial increase to their government gross debt-to-GDP ratio (sovereign debt). In addition, there were significant increases in...more
Refinements to the regulatory framework are needed before banks can make widespread use of securitization by European banks.
Volumes of non-performing loans (NPLs) European banks have halved since 2015, driven by an...more
As technology reshapes the banking industry, regulators are rising to the challenge.
Digitalization is at the forefront of the challenges facing the banking industry as it undergoes a period of unprecedented upheaval....more
12/21/2019
/ Apple ,
Artificial Intelligence ,
Banking Sector ,
Big Tech ,
Citibank ,
Cyber Attacks ,
Cyber Crimes ,
Digital Goods ,
European Banking Authority (EBA) ,
European Central Bank ,
Financial Conduct Authority (FCA) ,
Financial Regulatory Agencies ,
Financial Services Industry ,
FinTech ,
Google ,
Market Participants ,
Mobile Apps ,
Mobile Payments ,
Outsourcing
On 18 July 2019 the European Banking Authority (EBA) published a report on the EU regulatory perimeter, national regulatory status and EU national regulators' (NCAs') authorisation approaches for FinTech firms conducting...more
7/25/2019
/ Banking Sector ,
Capital Requirements Directive IV (CRDIV) ,
Crowdfunding ,
Cryptoassets ,
Electronic Payment Transactions ,
EMD2 ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
FinTech ,
NCAs ,
Payment Services Directive ,
Popular ,
PSD2 ,
Regulatory Oversight