Refinements to the regulatory framework are needed before banks can make widespread use of securitization by European banks.
Volumes of non-performing loans (NPLs) European banks have halved since 2015, driven by an...more
As technology reshapes the banking industry, regulators are rising to the challenge.
Digitalization is at the forefront of the challenges facing the banking industry as it undergoes a period of unprecedented upheaval....more
12/21/2019
/ Apple ,
Artificial Intelligence ,
Banking Sector ,
Big Tech ,
Citibank ,
Cyber Attacks ,
Cyber Crimes ,
Digital Goods ,
European Banking Authority (EBA) ,
European Central Bank ,
Financial Conduct Authority (FCA) ,
Financial Regulatory Agencies ,
Financial Services Industry ,
FinTech ,
Google ,
Market Participants ,
Mobile Apps ,
Mobile Payments ,
Outsourcing
On 18 July 2019 the European Banking Authority (EBA) published a report on the EU regulatory perimeter, national regulatory status and EU national regulators' (NCAs') authorisation approaches for FinTech firms conducting...more
7/25/2019
/ Banking Sector ,
Capital Requirements Directive IV (CRDIV) ,
Crowdfunding ,
Cryptoassets ,
Electronic Payment Transactions ,
EMD2 ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
FinTech ,
NCAs ,
Payment Services Directive ,
Popular ,
PSD2 ,
Regulatory Oversight
New guidelines reflect the rise of outsourcing by financial institutions in a new era of disintermediation and technological change.
In February 2019, the European Banking Authority (EBA) published its final guidelines on...more
7/8/2019
/ EU ,
European Banking Authority (EBA) ,
Financial Institutions ,
Financial Regulatory Agencies ,
FinTech ,
Germany ,
Harmonization Rules ,
Outsourcing ,
Payment Services Directive ,
Payment Systems ,
Risk Management ,
Third-Party Service Provider
On 9 January 2019, the European Banking Authority (EBA)1 and the European Securities and Markets Authority (ESMA)2 published two reports with their advice on cryptoassets for the European Commission (EC) (and in ESMA's case,...more
1/15/2019
/ Anti-Money Laundering ,
Cryptocurrency ,
CSDR ,
Digital Currency ,
EU ,
EU Market Abuse Regulation (EU MAR) ,
European Banking Authority (EBA) ,
European Securities and Markets Authority (ESMA) ,
European Supervisory Authorities (ESAs) ,
FinTech ,
Initial Coin Offering (ICOs) ,
MiFID II ,
Risk Management ,
Securities ,
Virtual Currency