Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/27/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Brokers ,
Data Privacy ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Mergers ,
Proposed Rules ,
Regulatory Agenda ,
Rulemaking Process ,
Trump Administration
Federal Trade Commission (FTC) staff announced a Request for Information (RFI) on February 20 seeking public comments on “how consumers may have been harmed by technology platforms that limited their ability to share ideas or...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/13/2025
/ Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Data Brokers ,
Data Privacy ,
Debt Collection ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Medical Debt ,
Proposed Rules ,
Rulemaking Process
In the two weeks before Inauguration, both the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) released a flurry of rulemaking developments, policy announcements, and enforcement filings and...more
1/27/2025
/ Antitrust Division ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
COPPA ,
Credit Practices Rule ,
Data Privacy ,
Data Protection ,
Data Security ,
Department of Justice (DOJ) ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Misleading Statements ,
Proposed Rules ,
Rulemaking Process ,
The Clayton Act ,
Unfair or Deceptive Trade Practices
On January 20, 2025, President Trump issued a Presidential memorandum entitled Regulatory Freeze Pending Review (Freeze Order). This action is unsurprising, as previous Presidents have consistently issued similar memoranda at...more
1/27/2025
/ Artificial Intelligence ,
Bureau of Industry and Security (BIS) ,
Consumer Financial Protection Bureau (CFPB) ,
Cybersecurity ,
Department of Justice (DOJ) ,
Executive Orders ,
FCC ,
Federal Trade Commission (FTC) ,
Final Rules ,
Foreign Agents Registration Act (FARA) ,
Government Agencies ,
OFR ,
Proposed Rules ,
Regulatory Freeze ,
Regulatory Reform ,
Telecommunications ,
Trump Administration
On January 16, 2025, the Federal Trade Commission (FTC or Commission) finalized changes to the Children’s Online Privacy Protection Act (COPPA) Rule (Final Rule). The Final Rule adopts certain amendments that were proposed in...more
1/20/2025
/ Biometric Information ,
Consent ,
Consumer Privacy Rights ,
COPPA ,
Data Privacy ,
Data Retention ,
Federal Trade Commission (FTC) ,
NPRM ,
Online Safety for Children ,
Personal Information ,
Privacy Laws
On Thursday, January 9 at CES 2025, two sitting FTC Commissioners – Rebecca Slaughter (D) and Melissa Holyoak (R) – sat down for a revealing discussion moderated by two former FTC Commissioners now in the private sector –...more
1/13/2025
/ Artificial Intelligence ,
Compliance ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Data Collection ,
Data Privacy ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Fraud ,
FTC Act ,
Machine Learning ,
Privacy Laws ,
Technology Sector ,
Unfair or Deceptive Trade Practices
As we enter the New Year, Wiley is looking ahead to the top privacy developments and trends to watch in 2025. On the state side, 2025 kicked off with several new privacy laws going into effect in January, and states continue...more
1/9/2025
/ Biometric Information ,
Consumer Privacy Rights ,
Corporate Counsel ,
Data Brokers ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Personal Data ,
Privacy Laws ,
State Attorneys General ,
State Privacy Laws
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/8/2025
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Data Privacy ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
Fraud ,
FTC Act ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Advertising ,
Unfair or Deceptive Trade Practices
On December 17, 2024, the Federal Trade Commission (FTC or Commission) released its final Trade Regulation Rule on Unfair or Deceptive Fees, also called the “Junk Fees Rule” by the Commission. For companies involved in...more
12/19/2024
/ Covered Entities ,
Disclosure Requirements ,
Event Tickets ,
Excessive Fees ,
Federal Trade Commission (FTC) ,
Fees ,
Final Rules ,
Goods or Services ,
Hidden Fees ,
Hospitality Industry ,
Misrepresentation ,
Pricing ,
Service Charges ,
Short-Term Lease ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/18/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Data Brokers ,
Data-Sharing ,
Debt Collection ,
Debt Relief ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Act ,
Medical Bills ,
Medical Debt ,
Overdraft Fees ,
Scams ,
Student Loans ,
Telemarketing Sales Rule ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/4/2024
/ Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Debt Relief ,
Digital Platforms ,
Digital Wallets ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
OMB ,
Ombudsman ,
Payday Loans ,
Payment Systems ,
Peer-to-Peer ,
Predatory Lending ,
Race Discrimination ,
Student Loans ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/30/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Reports ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Franchise Rule ,
Regulation Z ,
Truth in Lending Act (TILA)
On October 16, 2024, the Federal Trade Commission (FTC or Commission) announced its adoption of a final “click-to-cancel” Rule that regulates both sign-up and cancellation processes for subscriptions or other recurring...more
In this episode of the CryptoCounsel, hosts Josh and Frank speak with Duane Pozza, a partner in Wiley's FTC Regulation and Privacy, Cyber & Data Governance practices and a former assistant director of the FTC's Bureau of...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/16/2024
/ Arbitration ,
Automotive Loans ,
Comment Period ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Default ,
Department of Justice (DOJ) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Medical Debt ,
Online Platforms ,
Student Loans ,
Unfair or Deceptive Trade Practices
On October 10, 2024, the Federal Trade Commission (FTC or Commission) announced that it had unanimously adopted a Final Rule codifying numerous changes to the premerger notification form and premerger notification rules under...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/2/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reports ,
EFTA ,
Electronic Transaction ,
False Advertising ,
Federal Trade Commission (FTC) ,
FTC Act ,
Marketing ,
Military Service Members ,
Overdraft Fees ,
Social Media ,
Transaction Fees ,
Unfair or Deceptive Trade Practices ,
Veterans
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
9/18/2024
/ Client Account Reviews ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Review Fairness Act (CRFA) ,
Credit Reports ,
Debt Collection ,
Dodd-Frank ,
Earnings Reports ,
Failure To Disclose ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
FTC Act ,
Medical Debt ,
Misleading Impressions ,
MLM Industry ,
Unfair or Deceptive Trade Practices ,
Warning Letters
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
9/5/2024
/ Amicus Briefs ,
CAN-SPAM Act ,
Class Action ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Data Security ,
Deceptively Misdescriptive ,
Department of Justice (DOJ) ,
Federal Trade Commission (FTC) ,
Florida ,
FTC Act ,
Gambling ,
Home Health Agencies ,
Homeowners Protection Act ,
Mortgage Servicers ,
Online Platforms ,
Unfair or Deceptive Trade Practices ,
Video Games
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
8/21/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Credit Rating Agencies ,
Deceptively Misdescriptive ,
Department of Justice (DOJ) ,
Fake Reviews ,
False Advertising ,
FDIC ,
Federal Trade Commission (FTC) ,
Fees ,
FTC Act ,
Influencers ,
Misleading Impressions ,
Misrepresentation ,
Social Media ,
Solar Energy ,
Sweepstakes ,
TCPA ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
7/31/2024
/ Artificial Intelligence ,
Buy Now Pay Later (BNPL) ,
Cannabis Products ,
Cease and Desist Orders ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Debt-Relief Industry ,
Department of Justice (DOJ) ,
Earned Wage Access ,
European Commission ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Food and Drug Administration (FDA) ,
FTC Act ,
Joint Statements ,
Medical Debt ,
Payment Processors ,
Regulation Z ,
Rent-to-Own Companies ,
Student Loans ,
THC ,
Truth in Lending Act (TILA)
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
7/18/2024
/ Advertising ,
Buy Now Pay Later (BNPL) ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Credit Reports ,
EFTA ,
Federal Trade Commission (FTC) ,
FTC Act ,
ICPEN ,
Magnuson-Moss Act ,
Medical Debt ,
Misleading Impressions ,
Mobile Apps ,
Online Safety for Children ,
Right to Repair ,
ROSCA ,
Social Media ,
Truth in Lending Act (TILA) ,
Used Car Rule ,
Warranties ,
Websites
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
7/3/2024
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Department of Justice (DOJ) ,
Dodd-Frank ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
FTC Act ,
HMDA ,
SCOTUS ,
Small Business ,
TikTok ,
Truth in Lending Act (TILA)