While Monday was the original compliance deadline for the Federal Communications Commission’s (FCC or Commission) new one-to-one consent requirement under its Telephone Consumer Protection Act (TCPA) regulations, a decision...more
1/28/2025
/ Auto-Dialed Calls ,
Compliance ,
Consent ,
Data Privacy ,
Enforcement Actions ,
FCC ,
Marketing ,
Regulatory Agenda ,
Regulatory Requirements ,
Robocalling ,
Statutory Authority ,
TCPA ,
Telecommunications ,
Telemarketing
In the two weeks before Inauguration, both the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) released a flurry of rulemaking developments, policy announcements, and enforcement filings and...more
1/27/2025
/ Antitrust Division ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
COPPA ,
Credit Practices Rule ,
Data Privacy ,
Data Protection ,
Data Security ,
Department of Justice (DOJ) ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Misleading Statements ,
Proposed Rules ,
Rulemaking Process ,
The Clayton Act ,
Unfair or Deceptive Trade Practices
The Trump Administration has issued a new Executive Order (EO) on Artificial Intelligence (AI) that previews the new direction for federal AI policy.
As we noted in a recent update, one of President Trump’s first actions in...more
1/27/2025
/ Artificial Intelligence ,
Biden Administration ,
Executive Orders ,
Machine Learning ,
National Security ,
OMB ,
Regulatory Agenda ,
Regulatory Reform ,
Rescission ,
Technology Sector ,
Trump Administration
On January 20, 2025, President Trump issued a Presidential memorandum entitled Regulatory Freeze Pending Review (Freeze Order). This action is unsurprising, as previous Presidents have consistently issued similar memoranda at...more
1/27/2025
/ Artificial Intelligence ,
Bureau of Industry and Security (BIS) ,
Consumer Financial Protection Bureau (CFPB) ,
Cybersecurity ,
Department of Justice (DOJ) ,
Executive Orders ,
FCC ,
Federal Trade Commission (FTC) ,
Final Rules ,
Foreign Agents Registration Act (FARA) ,
Government Agencies ,
OFR ,
Proposed Rules ,
Regulatory Freeze ,
Regulatory Reform ,
Telecommunications ,
Trump Administration
After years of regulatory uncertainty, the highly anticipated federal government changes in support of digital assets are beginning to take shape under President Trump. This week brought two big announcements – an Executive...more
The Federal Communications Commission’s (FCC or Commission) new Telephone Consumer Protection Act (TCPA) one-to-one consent rule takes effect in less than one week – on January 27, 2025. The new rule, once effective, will...more
1/22/2025
/ Compliance ,
Consent ,
Consumer Privacy Rights ,
Enforcement ,
FCC ,
Marketing ,
Regulatory Requirements ,
TCPA ,
Telecommunications ,
Telemarketing ,
Text Messages
On January 13, 2025, the U.S. Department of Commerce, Bureau of Industry and Security (BIS) announced an interim final rule (IFR) that modifies and expands export controls on advanced computing integrated circuits (IC) and...more
1/20/2025
/ Artificial Intelligence ,
Bureau of Industry and Security (BIS) ,
Compliance ,
Data Centers ,
ECCNs ,
Export Administration Regulations (EAR) ,
Export Controls ,
Final Rules ,
Interim Final Rules (IFR) ,
International Trade ,
National Security ,
National Security Agency (NSA) ,
Regulatory Requirements ,
Technology Sector ,
Trump Administration
On January 16, 2025, the Federal Trade Commission (FTC or Commission) finalized changes to the Children’s Online Privacy Protection Act (COPPA) Rule (Final Rule). The Final Rule adopts certain amendments that were proposed in...more
1/20/2025
/ Biometric Information ,
Consent ,
Consumer Privacy Rights ,
COPPA ,
Data Privacy ,
Data Retention ,
Federal Trade Commission (FTC) ,
NPRM ,
Online Safety for Children ,
Personal Information ,
Privacy Laws
On Thursday, January 9 at CES 2025, two sitting FTC Commissioners – Rebecca Slaughter (D) and Melissa Holyoak (R) – sat down for a revealing discussion moderated by two former FTC Commissioners now in the private sector –...more
1/13/2025
/ Artificial Intelligence ,
Compliance ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Data Collection ,
Data Privacy ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Fraud ,
FTC Act ,
Machine Learning ,
Privacy Laws ,
Technology Sector ,
Unfair or Deceptive Trade Practices
As we enter the New Year, Wiley is looking ahead to the top privacy developments and trends to watch in 2025. On the state side, 2025 kicked off with several new privacy laws going into effect in January, and states continue...more
1/9/2025
/ Biometric Information ,
Consumer Privacy Rights ,
Corporate Counsel ,
Data Brokers ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Personal Data ,
Privacy Laws ,
State Attorneys General ,
State Privacy Laws
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/8/2025
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Data Privacy ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
Fraud ,
FTC Act ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Advertising ,
Unfair or Deceptive Trade Practices
On December 17, 2024, the Federal Trade Commission (FTC or Commission) released its final Trade Regulation Rule on Unfair or Deceptive Fees, also called the “Junk Fees Rule” by the Commission. For companies involved in...more
12/19/2024
/ Covered Entities ,
Disclosure Requirements ,
Event Tickets ,
Excessive Fees ,
Federal Trade Commission (FTC) ,
Fees ,
Final Rules ,
Goods or Services ,
Hidden Fees ,
Hospitality Industry ,
Misrepresentation ,
Pricing ,
Service Charges ,
Short-Term Lease ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/18/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Data Brokers ,
Data-Sharing ,
Debt Collection ,
Debt Relief ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Act ,
Medical Bills ,
Medical Debt ,
Overdraft Fees ,
Scams ,
Student Loans ,
Telemarketing Sales Rule ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
On December 3, 2024, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM or Proposed Rule) that proposes to significantly expand the scope of the Fair Credit Reporting Act (FCRA) to...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/4/2024
/ Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Debt Relief ,
Digital Platforms ,
Digital Wallets ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
OMB ,
Ombudsman ,
Payday Loans ,
Payment Systems ,
Peer-to-Peer ,
Predatory Lending ,
Race Discrimination ,
Student Loans ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
As President-Elect Trump’s second Administration begins in January 2025, businesses face a critical juncture with potential shifts in regulatory focus across industries and sectors including artificial intelligence,...more
11/13/2024
/ Artificial Intelligence ,
Chevron Deference ,
Consumer Financial Protection Bureau (CFPB) ,
Cryptocurrency ,
Data Privacy ,
Department of Defense (DOD) ,
Department of Justice (DOJ) ,
Environmental Protection Agency (EPA) ,
Ethics ,
Federal Contractors ,
Federal Election Commission (FEC) ,
Healthcare ,
International Trade ,
National Security ,
Presidential Elections ,
Regulatory Reform ,
Securities and Exchange Commission (SEC) ,
Toxic Substances Control Act (TSCA) ,
Trump Administration ,
USTelecom
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/30/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Reports ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Franchise Rule ,
Regulation Z ,
Truth in Lending Act (TILA)
On October 21, 2024, the U.S. Department of Justice (Department or DOJ) and the U.S. Department of Homeland Security’s (DHS) Cybersecurity and Infrastructure Security Agency (CISA) issued proposals – required by the...more
10/24/2024
/ Biden Administration ,
Biometric Information ,
CFIUS ,
Cybersecurity ,
Cybersecurity Information Sharing Act (CISA) ,
Department of Homeland Security (DHS) ,
Department of Justice (DOJ) ,
Exempt Transactions ,
Foreign Entities ,
International Emergency Economic Powers Act (IEEPA) ,
National Security ,
NPRM ,
Prohibited Transactions ,
Recordkeeping Requirements ,
Reporting Requirements ,
Restricted Transactions ,
Sensitive Personal Information
On October 16, 2024, the Federal Trade Commission (FTC or Commission) announced its adoption of a final “click-to-cancel” Rule that regulates both sign-up and cancellation processes for subscriptions or other recurring...more
In this episode of the CryptoCounsel, hosts Josh and Frank speak with Duane Pozza, a partner in Wiley's FTC Regulation and Privacy, Cyber & Data Governance practices and a former assistant director of the FTC's Bureau of...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/16/2024
/ Arbitration ,
Automotive Loans ,
Comment Period ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Default ,
Department of Justice (DOJ) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Medical Debt ,
Online Platforms ,
Student Loans ,
Unfair or Deceptive Trade Practices
On October 10, 2024, the Federal Trade Commission (FTC or Commission) announced that it had unanimously adopted a Final Rule codifying numerous changes to the premerger notification form and premerger notification rules under...more
WHAT: On September 24, 2024, the Office of Management and Budget (OMB) issued Memorandum M-24-18, which prescribes requirements and guidance on the responsible acquisition of artificial intelligence (AI) in the federal...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/2/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reports ,
EFTA ,
Electronic Transaction ,
False Advertising ,
Federal Trade Commission (FTC) ,
FTC Act ,
Marketing ,
Military Service Members ,
Overdraft Fees ,
Social Media ,
Transaction Fees ,
Unfair or Deceptive Trade Practices ,
Veterans