Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/3/2024
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
COPPA ,
Cross-Border Transactions ,
Federal Trade Commission (FTC) ,
Fraud ,
Health Insurance Portability and Accountability Act (HIPAA) ,
International Competition Network ,
Misrepresentation ,
NIST ,
Parental Consent ,
Paycheck Protection Program (PPP) ,
Scams ,
Telemarketing Sales Rule
On March 13, 2024, the European Parliament passed the much-anticipated European AI Act, which is the first comprehensive attempt to regulate artificial intelligence (AI) globally. The AI Act – which is formally known as the...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
3/12/2024
/ CARD Act ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Coronavirus/COVID-19 ,
Data Breach ,
Do Not Call List ,
E-Commerce ,
Federal Trade Commission (FTC) ,
NPRM ,
Telemarketing ,
Telemarketing Sales Rule
On February 28, 2024, the White House released a highly anticipated and far-reaching Executive Order (EO) that directs several new regulatory steps to limit the transfer of sensitive personal data outside of the United States...more
3/4/2024
/ Artificial Intelligence ,
Bureau of Industry and Security (BIS) ,
CFIUS ,
Consumer Financial Protection Bureau (CFPB) ,
Cross-Border Transactions ,
Cybersecurity Information Sharing Act (CISA) ,
Department of Health and Human Services (HHS) ,
Department of Justice (DOJ) ,
Executive Orders ,
Mobile Apps ,
Office of Foreign Assets Control (OFAC) ,
Privacy Concerns ,
Secretary of Defense ,
Sensitive Personal Information ,
Smart Devices ,
Telecommunications ,
U.S. Commerce Department
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/28/2024
/ Anti-Discrimination Policies ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Data Privacy ,
Debt Collectors ,
Debt-Relief Industry ,
Deceptive Intent ,
Department of Financial Protection and Innovation (DFPI) ,
ECOA ,
False Statements ,
Federal Trade Commission (FTC) ,
Fraud ,
Installment Agreements ,
Lenders ,
Marketing ,
Mortgages ,
Telemarketing Sales Rule ,
Unlawful Practices
On February 15, 2024, the Federal Trade Commission (FTC) issued a Supplemental Notice of Proposed Rulemaking (SNPRM) that proposes to hold liable entities that provide “goods or services” used by fraudsters to illegally...more
WHAT: Deputy Attorney General (DAG) Lisa O. Monaco delivered remarks at the University of Oxford in the United Kingdom on “the Promise and Perils of AI.” Her remarks focused on the U.S. Department of Justice’s (DOJ) use of...more
2/21/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Corporate Counsel ,
Cyber Crimes ,
Cybersecurity ,
Department of Justice (DOJ) ,
Equal Employment Opportunity Commission (EEOC) ,
FCC ,
Federal Contractors ,
Federal Trade Commission (FTC) ,
OMB ,
Popular ,
White Collar Crimes
On Thursday, February 8, 2024, the FCC issued a Declaratory Ruling – by unanimous vote – to confirm that Telephone Consumer Protection Act (TCPA) rules apply to calls that use artificial intelligence (AI) technology to...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/6/2024
/ Artificial Intelligence ,
Banking Sector ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Do Not Call List ,
ECOA ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FTC Act ,
Made in the USA ,
NPRM ,
Overdraft Fees ,
Parental Consent ,
Personal Information ,
Product Labels ,
ROSCA ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
In this episode, partners Duane Pozza, Kat Scott, Joan Stewart, and Craig Smith discuss the main questions facing artificial intelligence (AI) as we move into the new year. They analyze topics such as defining the scope of...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/23/2024
/ CARS Rule ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Debt-Relief Industry ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Misrepresentation ,
NPRM ,
Online Safety for Children ,
Personal Information ,
Real Estate Investments
Federal Trade Commission (FTC) Commissioner Rebecca Slaughter spoke at CES 2024 on Wednesday about some of the agency’s top priorities in the tech sector. As part of an interview for the “Conversation with a Commissioner”...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/9/2024
/ Banks ,
Car Dealerships ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
COPPA ,
Credit Cards ,
Department of Justice (DOJ) ,
ECOA ,
EFTA ,
Facial Recognition Technology ,
Fair Housing Act (FHA) ,
Federal Trade Commission (FTC) ,
Fees ,
Financial Institutions ,
Financial Services Industry ,
FTC Act ,
NPRM ,
Overdraft Fees ,
Student Loans ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices ,
VoIP
In this Wiley Connected podcast, hear from Wiley Partners Amb. David Gross, Duane Pozza, Joan Stewart, and Consulting Counsel Jacquelynn Ruff about the latest in international developments surrounding Artificial Intelligence...more
On December 20, the Federal Trade Commission (FTC) announced a Notice of Proposed Rulemaking (NPRM) proposing revisions to its Children’s Online Privacy Protection Rule (COPPA Rule) and requesting comment on a number of...more
2023 has been a big year for AI with the landmark Executive Order for Safe, Secure, and Trustworthy Artificial Intelligence (EO) adding to the already busy and dynamic AI landscape. Issued less than two months ago, the EO has...more
12/22/2023
/ Artificial Intelligence ,
Cybersecurity ,
Cybersecurity Information Sharing Act (CISA) ,
Department of Defense (DOD) ,
Emerging Technology Companies ,
Executive Orders ,
FCC ,
Federal Trade Commission (FTC) ,
National Security ,
NIST ,
Notice of Inquiry ,
OMB ,
Popular ,
Risk Management ,
Robocalling ,
TCPA ,
U.S. Commerce Department ,
UK
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/19/2023
/ Automotive Industry ,
Car Dealerships ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Reporting Agencies ,
Deceptive Intent ,
Dodd-Frank ,
Earnings Reports ,
EFTA ,
False Claims Act (FCA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Fees ,
FTC Act ,
Marketing ,
Misrepresentation ,
Unfair or Deceptive Trade Practices
Federal Communications Commission (FCC or Commission) Chairwoman Jessica Rosenworcel issued a Press Release yesterday announcing that the agency’s Privacy and Data Protection Task Force (Task Force) signed Memoranda of...more
12/8/2023
/ Communications Act of 1934 ,
Customer Proprietary Network Information (CPNI) ,
Data Privacy ,
Data Security ,
Enforcement ,
FCC ,
Federal Trade Commission (FTC) ,
Investigations ,
Memorandum of Understanding ,
Notice of Inquiry ,
Telecommunications
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/5/2023
/ Artificial Intelligence ,
CID ,
Cloud Computing ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Data Collection ,
Disclosure Requirements ,
Dodd-Frank ,
Endorsements ,
Fair Credit Reporting Act (FCRA) ,
Fake Websites ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Reporting ,
FTC Act ,
GLBA Privacy ,
Gramm-Leach-Blilely Act ,
HMDA ,
Influencers ,
Loans ,
OMB ,
Payment Systems ,
Senate Judiciary Committee ,
Social Media ,
Unfair or Deceptive Trade Practices ,
Warning Letters
On November 27, 2023, the California Privacy Protection Agency (CPPA) released draft regulations for automated decision-making technology (ADMT). While the CPPA has not officially begun the formal rulemaking process, the...more
11/30/2023
/ Artificial Intelligence ,
Automated Decision Systems (ADS) ,
California ,
California Consumer Privacy Act (CCPA) ,
California Privacy Protection Agency (CPPA) ,
COPPA ,
Data Profiling ,
Opt-In ,
Opt-Outs ,
Personal Information ,
Proposed Regulation ,
Risk Assessment
On November 16, 2023, the Federal Communications Commission (FCC) released a Notice of Inquiry (NOI) to seek information on the implications of emerging artificial intelligence (AI) technologies on robocalling, and the...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
11/14/2023
/ Artificial Intelligence ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Copyright Office ,
Credit Cards ,
Data Breach ,
Debt Collection ,
Deep Fake ,
Digital Wallets ,
ECOA ,
Excessive Fees ,
Federal Register ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FTC Act ,
Gramm-Leach-Blilely Act ,
Non-Bank Lenders ,
NPRM ,
Online Safety for Children ,
Payment Systems ,
SBA ,
Surveillance
On November 1, 2023, the Office of Management and Budget (OMB) released a Proposed Memorandum on Advancing Governance, Innovation, and Risk Management for Agency Use of Artificial Intelligence (Draft Memorandum), which aims...more
11/7/2023
/ Algorithms ,
Artificial Intelligence ,
Bias ,
Federal Contractors ,
Federal Employees ,
Governance Standards ,
Infrastructure ,
Innovation ,
NIST ,
OMB ,
Risk Management ,
Transparency
On October 30, 2023, the White House released an Executive Order for Safe, Secure, and Trustworthy Artificial Intelligence (EO), which outlines a sweeping plan for encouraging the development and managing the risks of...more
11/1/2023
/ Artificial Intelligence ,
Best Practices ,
Bias ,
Civil Rights Act ,
Critical Infrastructure Sectors ,
Defense Production Act ,
Department of Homeland Security (DHS) ,
Discrimination ,
Executive Orders ,
Federal Trade Commission (FTC) ,
Healthcare ,
Intellectual Property Protection ,
Joe Biden ,
National Security ,
NIST ,
OSTP ,
Public Health ,
Secretary of State ,
Training ,
U.S. Commerce Department
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/31/2023
/ CARD Act ,
Consumer Financial Protection Bureau (CFPB) ,
Cross-Border ,
Data Breach ,
Department of Justice (DOJ) ,
EFTA ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
For Profit Colleges ,
Fraud ,
FTC Act ,
GLBA Privacy ,
Gramm-Leach-Blilely Act ,
Hidden Fees ,
Non-Bank Lenders ,
SAFE WEB Act