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“Direct Physical Loss or Damage”: The Gatekeeper to Property Insurance Coverage and COVID-19

Commentary on insurance coverage for businesses in the wake of coronavirus (COVID-19) has largely, and unsurprisingly, focused on business interruption losses, civil authority provisions, and virus exclusions. However, to get...more

COVID-19: The Real Operation of New Jersey's Proposed Insurance Legislation

The New Jersey legislature recently introduced a bill designed to compel insurance companies to pay some business interruption claims arising out of the coronavirus. The law’s drafters are aware that, to do so, they are...more

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