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Bank of Italy consults on the extension of its AML Regulations to CASPs

Bank of Italy issued a public consultation proposing to extend the Regulation on customer due diligence and the Regulation on organization, procedures and internal controls to crypto-asset service providers (“CASPs”)....more

Italian Legislative Decree implementing MiCAR

The Italian Legislative Decree implementing MiCAR has been published in the Official Gazette. Among other things, it designates CONSOB and the Bank of Italy as competent supervisory authorities and sets out a transitional...more

Bank of Italy: Public consultation on new AML reporting

The Bank of Italy launched a public consultation regarding new AML reporting which would replace the AML questionnaire that has been sent out for the last two years. On 31 July 2024, the Bank of Italy launched a public...more

Italy: New instructions to combat financing of antipersonnel mines, cluster munitions and submunitions producers

On 26 July 2024, the Bank of Italy, COVIP, IVASS and the Italian Ministry of Economy and Finance jointly published instructions for enhanced controls on a wide range of supervised entities pertaining to the financial,...more

MiCAR: Bank of Italy's communication

On 22 July 2024, the Bank of Italy issued a communication on MiCAR illustrating its supervisory powers and outlining certain MiCAR aspects and the impact on market players. Bank of Italy announced it is open for dialogue with...more

Bank of Italy communication on unauthorised payment transactions

On 17 June 2024, the Bank of Italy published a communication on unauthorised payment transactions. Inspections revealed shortcomings with several payment service providers (PSPs), such as groundless refund refusals,...more

Crypto news: Italy launches two public consultations on draft decrees on MICAR and TFR

The Italian Ministry of Economy and Finance (MEF) opened two public consultations to receive feedback on the draft decrees adapting Italian rules to Regulation (EU) 2023/1114 on markets in crypto-assets (MiCAR) and Regulation...more

Suspicion of fraud in unauthorised payment transactions: reporting to Bank of Italy

The Bank of Italy published instructions to be followed by PSPs in case refunds for unauthorised payment transactions are suspended for justified suspicion of fraud....more

Bank of Italy Regulation re compliance to EBA Guidelines on the use of remote customer onboarding solutions

On 15 June 2023, the Bank of Italy published on its website a series of acts aimed at reviewing the domestic AML rules to comply with EBA Guidelines on the use of remote customer onboarding solutions....more

Italian FIU issues new Regulation on anomaly indicators for suspicious transactions reporting

On 25 May 2023, the FIU Regulation containing anomaly indicators to be used by obliged entities for suspicious transactions reporting was published in the Official Gazette....more

Italy: banking, pension, insurance and financial regulators consult to fight arms producers funding

The Bank of Italy, COVIP, IVASS and the Italian Ministry of Economy and Finance have jointly launched a public consultation on draft instructions for the exercise of enhanced controls on the business of a wide range of...more

For the Italian Supreme Court, cryptocurrencies are financial products

With the sentence No. 44378 of 22 November 2022, the Supreme Court ruled for the equivalence between cryptocurrencies and financial products....more

Bank of Italy communication on BNPL

The Bank of Italy published a communication on Buy Now Pay Later (BNPL) products warning consumers about potential risks noting the applicable regulatory framework...more

Italian register of central contact points, payment services agents and e-money distributors

The Italian Ministry of Economy and Finance issued the long-awaited decree regarding the Italian register of payment services agents, e-money distributors and central contact points for AML supervision....more

Italian decree on beneficial owner register published in the Official Gazette

The long-awaited decree regarding the establishment and regulation of the beneficial owner register in Italy was published in the Italian Official Gazette. Following a public consultation, on 25 May 2022 the long-awaited...more

Italian decree on VASPs published in the Official Gazette

The long-awaited decree regulating the business of VASPs in Italy was published in the Italian Official Gazette. On 17 February 2022, following a public consultation, the decree of the Ministry of Economy and Finance...more

Italian Sandbox: the first window for the submission of applications to be opened soon

Bank of Italy, Consob and IVASS launched the Italian Sandbox announcing the first call for submitting FinTech projects. On 17 July 2021, the Decree of the Italian Ministry of Economy and Finance No. 100 of 30 April 2021...more

FinTech: Italy takes further steps towards the establishment of the FinTech Sandbox

On 2 July 2021, the Decree of the Italian Ministry of Economy and Finance for the launch of a Sandbox in Italy and the establishment of a FinTech Committee was published in the Italian Official Gazette....more

Bank of Italy implements PSD2 provision on the obligation to inform consumers of their rights

On 1 July 2021, the Bank of Italy transposed into the Italian legal framework Article 106 of PSD2 regarding the obligation for payment service providers to inform consumers of their rights in the context of the provision of...more

Delay in the establishment of the Italian UBO Register

The Counsel of State suspended the adoption of its opinion on the draft decree of the Ministry of Economy and Finance setting up and governing the functioning of the Italian register of ultimate beneficial owners causing a...more

New Italian rules on comparison websites pursuant to PAD

Pursuant to Directive 2014/92/EU (“PAD”), as implemented in Italy under the Italian Consolidated Banking Act (“CBA”), payment service providers (“PSPs”) offering payment accounts to consumers must participate on one or more...more

Withholding tax exemption on dividends and capital gains for non-resident investment funds

The 2021 Italian Budget Law aligns the tax treatment applicable to EU investment funds with the tax treatment applicable to Italian investment funds....more

Italian Government repeals money transfer tax

The Italian Government repealed the tax, introduced in 2018, on money remittances outside EU executed through payment institutions....more

Latest updates on the Italian Regulatory Sandbox

New provisions have been introduced to the Italian law concerning the development of FinTech initiatives and the establishment of an Italian Fintech Sandbox. Secondary measures are expected to be enacted by 31 January 2021....more

Italian AML news: confirmation of the new provisions on on-line KYC

Italian news on on-line KYC for AML purposes, including the possibility to rely on SCA when certain conditions are met, have been confirmed. On 14 September, Law Decree No. 76/2020 regarding urgent measures for...more

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