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Comparative Guide: Regulating Staking

What is happening Many of the largest blockchain networks today are subject to a proof-of-stake (PoS) consensus mechanism, such as Ethereum, Solana, and Polygon, which are reliant on users participating in the activity of...more

CFPB targets data broker industry in proposed amendments to Fair Credit Report Act regulations

The Consumer Financial Protection Bureau this week issued a proposed rule that seeks to bring data brokers within the definition of a consumer reporting agency, citing national security and privacy concerns in order to give...more

CFPB finalizes sweeping Personal Financial Data Rights Rule

The Consumer Financial Protection Bureau has issued a Final Rule establishing “open banking” and interoperability requirements for bank and non-bank financial services companies and implementing privacy rights for consumers....more

Post-SVB events and implications: News and subsequent analysis 2023 banking crisis update

Federal and state financial regulators have released after-action reports regarding the recent closures of Silicon Valley Bank (SVB) and Signature Bank. Especially when viewed in the light of First Republic Bank’s failure...more

Financial Institutions Horizons 2023

The outlook for 2023 looks uncertain, following another tumultuous year. The collapse of a number of large cryptocurrency exchanges has shone another spotlight on the digital asset market. The financial system’s resilience...more

NYDFS publishes proposed amendments to Cybersecurity Regulation for covered entities

On November 9, 2022, the New York Department of Financial Services (NYDFS) published proposed amendments to significantly expand Cybersecurity Requirements for Financial Services Companies under 23 NYCRR 500 (the “NYDFS...more

Evaluation of transcript withholding practices in the U.S. relation to recent CFPB report

The Consumer Financial Protection Bureau (CFPB) issued Supervisory Highlights in late September 2022 stating that post-secondary institutions that provide loans directly to students (Institutional Lenders) and that have...more

[Webinar] Consumer Horizons: Cash is out - The new world of digital payments - September 28th, 9:00 am - 10:00 am ET

Join us for the next installment of our Consumer Horizons webinars series which will focus on the ever changing and fast paced landscape of online and digital payments. On Wednesday, 28 September, our team will discuss...more

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