You may not associate creditors' rights with the United States Constitution. After all, when people think of constitutional rights, they generally think of free speech, freedom of the press, trial by jury, etc. The...more
8/4/2025
/ Asset Seizure ,
Civil Rights Act ,
Creditors ,
Due Process ,
Fifth Amendment ,
Fourteenth Amendment ,
Fourth Amendment ,
Lenders ,
Liens ,
Mercedes-Benz ,
Personal Property ,
Private Property ,
Property Owners ,
Secured Debt ,
Takings Clause ,
Toyota
Motor vehicle purchase and finance transactions are rarely simple, even if they're routine from the perspective of the businesses involved. The typical motor vehicle retail installment transaction features the buyer, the...more
7/1/2025
/ Appeals ,
Arbitration ,
Arbitration Agreements ,
Automotive Loans ,
Class Action ,
Consumer Financial Contracts ,
Consumer Financial Products ,
Consumer Lenders ,
Consumer Protection Laws ,
Contract Disputes ,
Contract Terms ,
Dispute Resolution ,
Lenders ,
Third-Party Beneficiaries
One of the first things I learned in my first-year contracts class in law school was the Uniform Commercial Code. Specifically, the class covered Article 2 of the UCC, which governs sales of goods, including motor vehicles. ...more
California's Senate Bill 1286 is under consideration in the Legislature. The bill, if passed, would expand the scope of the Rosenthal Fair Debt Collection Practices Act to cover the collection of certain commercial-purpose...more
On March 24, Utah Governor Spencer Cox signed S.B. 183, the Commercial Financing Registration and Disclosure Act ("CFRDA"). This makes Utah the third state to adopt a commercial financing disclosure law, following California...more