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Post-Brexit Implications for NIS Representative Requirements

UK confirms reciprocal requirements for digital services providers to appoint UK representatives for NIS purposes, following Brexit. Following a consultation process, the UK government has now confirmed that it will put...more

Britische Datenschutzaufsicht ICO kündigt Rekordbußgelder wegen DSGVO-Verstößen an

Das ICO kündigt an, Bußgelder gegen British Airways und Marriott zu verhängen. Was ist passiert, wie geht es weiter? Am 8. Juli 2019 kündigte das Information Commissioner’s Office (ICO) an, gegen British Airways wegen...more

UK’s ICO Publishes New Guidance on Cookies

The guidance clarifies the interplay between the PECR and GDPR and provides practical steps to achieving cookie compliance. The UK’s data protection supervisory authority, the Information Commissioner’s Office (ICO),...more

UK Regulator Imposes Two Substantial Fines for GDPR Data Breaches

The ICO issued notices of intent to fine British Airways and Marriott. What happened? On 8 July 2019, the UK Information Commissioner’s Office (ICO) announced a notice of intent to fine British Airways £183.39 million (about...more

RuNet Law: New Russian Law Could Significantly Impact Telecom and Internet Providers and Social Media Platforms

Broadly written rules would allow the Russian government greater central control over content and data flows, and greater access to users’ information. On May 1, 2019, the Russian President signed draft law No. 608767-7,...more

ICO Launches Consultation on Age-Appropriate Design: A Code of Practice for ISS

Online services have until 31 May to respond to 16 draft standards of age-appropriate design. The ICO is required by s123 of the Data Protection Act 2018 to prepare a code of practice which contains guidance on standards...more

No Deal Brexit and Data Transfers: Companies Must Prepare Now

Companies should identify data flows, implement a data transfer solution, and update internal documents and privacy notices. Since our blog on “What a “No Deal” Brexit Means for UK Data Privacy”, the European Data...more

What EBA’s Outsourcing Guidelines Mean for Financial Institutions

The guidelines create new obligations for financial, payment, and electronic money institutions that will impact cloud outsourcing and deployment of FinTech. On 25 February 2019, the European Banking Authority (EBA)...more

DIFC Issues New Direct Marketing and Electronic Communications Guidelines

The DIFC guidelines provide practical guidance for DIFC-registered entities engaging in electronic direct marketing, including useful “dos” and “don’ts”. What Do DIFC-Registered Entities Need to Know? In January 2019,...more

European Commission Adopts Adequacy Decision for Japan

The European Commission adopted its adequacy decision for Japan on 23 January 2019, opening the doors for personal data to flow freely between the two major global economies. The Adequacy Decision - Following two years...more

EDPB Publishes Regulatory Guidance on Territorial Scope of GDPR

The Guidance provides helpful clarifications for service providers and their customers on both sides of the Atlantic. Long-awaited guidance on the territorial scope of the General Data Protection Regulation (GDPR) has been...more

Outsource Service Providers to the Financial Services Industry - A Growth Sector for Buyout Firms

Technology outsourcing by financial institutions (FIs) has increased in recent years as FIs look to the latest innovations to improve their day-to-day business processes and to reduce costs. FIs outsource key functions to a...more

European Banking Authority’s Draft Guidelines on Outsourcing: Discussion of Key Themes

The EBA’s draft guidelines on outsourcing will impact cloud outsourcing and institutions’ deployment of FinTech. On 4 September 2018, a wide audience of interested individuals gathered at Canary Wharf for a public hearing...more

FCA Speaks Out on the Ethics of Big Data

FCA Chair hints that new regulation addressing data ethics in the FinTech space may be on the horizon. Will societies of the future be ruled by algocracy, in which algorithms decide how humans are governed? ...more

National Cyber Security Centre Releases NIS Directive Guidance

The UK agency’s principles-based guidance on cybersecurity for OES adds important detail to NIS Directive obligations. The National Cyber Security Centre (NCSC) has published introductory guidance for operators of...more

Cybersecurity: UK Government Releases Response to Public Consultation on NIS Directive

Proposed changes provide indication of the yet-to-be-published contents of the NIS Directive’s implementing regulation. The UK government moved closer to implementing the Security of Network and Information Systems...more

What Next for Distributed Ledger Technology?

The FCA has published a Feedback Statement on Distributed Ledger Technology, setting out its views and proposed next steps. Key Points: ..Respondents to the FCA’s initial Discussion Paper were supportive of the FCA...more

Regulatory Sandboxes - a Global Stocktake

Regulatory sandboxes are becoming a global trend, providing plenty of opportunities for innovative businesses. Pioneered in the UK as part of the Financial Conduct Authority’s (FCA) “Project Innovate”, a regulatory sandbox...more

Bank of England Opens Up Access to Payment Schemes for FinTech Firms

The Bank of England (BoE) announced on 19 July 2017 that it is extending direct access to its real-time gross settlement (RTGS) service to non-bank payment service providers (i.e., e-money institutions and payment service...more

Up into the Clouds?

Cloud services come with the promise of many benefits for the financial services sector. Cloud computing offers large-scale and cost-effective solutions for data storage and efficient processing and is also the underlying...more

FCA Regulatory Sandbox Update: Successes in Round One, Application Window for Round Three Open

The Financial Conduct Authority (FCA) has provided an update on its regulatory sandbox initiative. The sandbox is part of Project Innovate, and allows businesses (whether already authorised or not) to test new offerings in...more

Bank of England Launches Blueprint on New RTGS Service

RTGS service to be interoperable with distributed ledger technology, to allow greater access and to provide sophisticated data interface for liquidity management. There is an important opportunity for early-stage...more

European Parliament’s Committee on Economic and Monetary Affairs Publishes Fintech Report

On April 28th, the European Parliament’s Committee on Economic and Monetary Affairs (ECON) published a report about Fintech and the influence of technology on the future of the financial sector. The report, prepared by Cora...more

FCA Launches Discussion on Distributed Ledger Technology

UK regulator calls for submissions on potential uses, risks and benefits of distributed ledger technology in the financial services sector. The Financial Conduct Authority (FCA) published a Discussion Paper (DP17/3) on...more

Blockchain – A New Era for the Energy Market?

Blockchain is more widely recognised as the underlying software technology used for the cryptocurrency Bitcoin. This technology is also being increasingly applied to alternative opportunities, including in the energy sector. ...more

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