Steven Hix and G. Benjamin Milam of Bradley discuss a pair of recent North Carolina Supreme Court rulings on coverage for pandemic-related losses, one of which gave policyholders a rare win.
On December 13, the North...more
1/31/2025
/ Business Closures ,
Business Interruption ,
Commercial Insurance Policies ,
Coronavirus/COVID-19 ,
Denial of Insurance Coverage ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Loss Coverage ,
NC Supreme Court ,
Policy Exclusions ,
Policy Terms
On December 13, the North Carolina Supreme Court gave policyholders a partial victory in long-running litigation over business interruption coverage for shutdowns during the COVID-19 pandemic. In North State Deli v....more
The massive economic disruption caused by the novel coronavirus pandemic raises questions about insurance coverage for business interruption losses from communicable disease. Does viral contamination constitute the “physical...more
The South Carolina Supreme Court’s decision in Harleysville Insurance Co. v. Heritage Communities, Inc., modified July 27, 2017, continues a trend of decisions aimed at preventing an insurer from acting in its own interest to...more
10/4/2017
/ Adverse Inference Instructions ,
Appeals ,
Breach of Duty ,
Commercial Insurance Policies ,
Conflicts of Interest ,
Construction Defects ,
Duty to Inform ,
Insureds ,
Insurer Liability ,
Jury Verdicts ,
Loss Allocation ,
SC Supreme Court