As we have reported, an assignment of benefits (AOB) is a legal tool that allows a third party, like a contractor, to be paid for services performed, like repairs following an insured loss, for an insured property owner who...more
It’s said that “defeat is an orphan,” but insurable losses often have multiple, concurrent causes. In some cases, one or more of those causes might be outside the scope of coverage, either by omission or exclusion. In Sebo v....more
12/5/2016
/ All-Risks Insurance ,
Appeals ,
Construction Defects ,
Denial of Insurance Coverage ,
FL Supreme Court ,
Florida ,
Insurance Industry ,
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Policy Exclusions ,
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Policy Terms ,
Property Damage ,
Property Insurance ,
Severe Weather ,
Toxic Mold
The land in Florida is prone to sinking and insurance companies must often scramble for solid footing on which to anchor the scope of coverage for sinkhole losses. In Hegel v. First Liberty Insurance Corporation (11th Cir....more