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Buy-Now-Pay-Later regulation: HM Treasury consults on form and scope

HMT has today published its much-anticipated consultation on regulating the Buy-Now-Pay-Later (BNPL) credit market, following the Woolard Review recommendation that all BNPL products are brought within the regulatory...more

New Release: Insurance Horizons Brochure 2021

The global pandemic brought a wave of changes and developments that have impacted, and continue to impact, the insurance sector. As we look ahead, we see further change on the horizon. Around the world, we continue to...more

UK open finance: FCA proposes industry-led phased approach

The FCA’s long-awaited feedback statement on open finance has been published. Findings from December 2019’s call for input suggest that, although there is a place for a regulatory framework to set outcomes, the best way...more

PSR publishes two calls for views on APP scams and consumer protection in interbank payments

The PSR is seeking views on potentially far ranging measures which aim to reduce authorised push payment (APP) fraud and improve protection for victims. Alongside this it is looking at increasing consumer protection in...more

Global Payments Newsletter, February 2021

Key developments of interest over the last month include: • United Kingdom: The Payment Systems Regulator (PSR) has published two calls for views, one of which focuses on authorised push payment (APP) scams and the other on...more

And so it begins: FCA consults on post-Brexit changes to SCA-RTS and Payments Approach Document

Barely a month since the end of the post-Brexit transition period, the FCA is consulting on changes to the onshored SCA-RTS and to the guidance in its Payment Services and E-Money Approach Document (and PERG). ...more

COVID-19: Summary of National Payment Moratoria Measures in Europe (UPDATED)

Our note summarises key national payment moratoria measures and other reliefs related to the COVID-19 pandemic which have been introduced in various European countries and which are relevant in the context of structured...more

COVID-19: Summary of National Payment Moratoria Measures in Europe

The current situation is fast-moving. The information below reflects our understanding of payment moratoria measures and other reliefs related to the COVID-19 pandemic as at 9 June 2020. In many cases the legislation,...more

When is an obstacle not an obstacle? EBA publishes Opinion on Article 32(3) of the SCA RTS

The EBA has published an Opinion under Article 32(3) of the RTS on SCA and CSC on obstacles to the provision of PIS and AIS in the context of dedicated interfaces. The EBA issued this Opinion to ensure consistent...more

COVID-19: Summary of National Forbearance Measures in Europe - April 2020

INTRODUCTION - The current situation is fast-moving. The information below reflects our understanding of forbearance measures and other reliefs related to the COVID-19 pandemic as at 2 April 2020. In many cases the...more

Open Banking: Disrupting relationships between customers and banks

The modern banking system has existed in much the same essential form since the first banks were opened up for customers to deposit money and valuable items centuries ago. ...more

[Webinar] One year to go until the PSD2 RTS on SCA… are you on the right track? - September 20th, 12:00pm BST

With about one year to go until the European Banking Authority's Regulatory Technical Standards come into force, join us for a live webinar on 20 September to discuss the opportunities and challenges facing banks and...more

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