One Big Beautiful Bill Act (“OBBA”) which would impose a 10-year freeze on new state-level artificial intelligence regulations and suspend enforcement of existing ones is being challenged by several state insurance...more
6/18/2025
/ AI Act ,
Artificial Intelligence ,
Federal Budget ,
Insurance Industry ,
Insurance Regulations ,
Machine Learning ,
NAIC ,
Proposed Legislation ,
Regulatory Oversight ,
Regulatory Reform ,
State Legislatures ,
Technology Sector
In a remarkable development revealing the increasing integration of Artificial Intelligence into business operations, insurers at Lloyd’s of London have launched focused coverage for losses caused by artificial intelligence...more
There’s a new insurer in town – an artificial intelligence-driven parametric insurer, Mythen.
Founded by insurance technology veteran Sandra DeSilva, Mythen “combines advanced AI, machine learning, and remote sensing to...more
Welcome to the first 2025 edition of the Zelle Lonestar Lowdown! Our theme this year is Collaboration. We recognize that we are not an island in this industry and our clients, and ultimately the property owners, best benefit...more
1/17/2025
/ Appraisal ,
Artificial Intelligence ,
Commercial Property Owners ,
Dispute Resolution ,
Indemnity ,
Insurance Claims ,
Insurance Industry ,
Property Damage ,
Property Insurance ,
Risk Management ,
Severe Weather ,
Texas
As set forth in the prior articles in the AI Update column of the Lonestar Lowdown, the insurance industry has adopted and implemented Artificial Intelligence in numerous ways. As this trend continues, Insurance Newsnet has...more
Welcome to The Zelle Lonestar Lowdown, our monthly newsletter bringing you relevant and up-to-date news concerning Texas first-party property insurance law.
Inside this Issue:
- Todd Tippett’s Top Ten Consultants an...more
12/19/2024
/ Artificial Intelligence ,
Business Interruption ,
Commercial Insurance Policies ,
Denial of Insurance Coverage ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Machine Learning ,
Policy Exclusions ,
Policy Terms ,
Property Damage
Severe Convective Storms (“SCS”) are one of the most common and most damaging natural catastrophes in the United States. SCSs are intense atmospheric disturbances that can cause powerful winds, large hail, heavy rainfall, and...more
11/14/2024
/ Catastrophic Events ,
Climate Change ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Natural Disasters ,
Popular ,
Property Damage ,
Risk Management ,
Severe Weather ,
Texas
As the number of COVID-19 cases increased in the course of the pandemic, so too did the use of virtual mediation as a means of dispute resolution. The utilization of mediation to resolve disputes has quickly become even more...more
A seminal rule of contract construction is the contra proferentem doctrine — summarized as “the contract is construed against the drafter.” This rule is a long-standing principle of common law contract interpretation,...more
A recent Texas state appellate court decision confirms the importance of clarity in the appraisal process as to the issues being considered by an appraisal panel. In Texas Windstorm Insurance Association v. Dickinson...more
A comparison of today’s business landscape to that of 15 years ago, reveals even to the most casual observer that many of the past’s most formidable industries no longer exist today. Video rental stores, photo developing...more
2017 was a busy year for insurance practitioners, legislators and jurists. The year brought a number of long-awaited Texas Supreme Court opinions, ranging from a case of simple contract construction to a lengthy opinion...more
As bands of heavy rain from Hurricane Harvey move toward southwest Louisiana, damage from wind, rain and flooding is likely to affect the already storm-weary Pelican State. Anticipated damage is expected to fall into three...more
We have issued several posts and comments regarding misinformation that has been distributed concerning HB1774 and the new Texas Insurance Code provisions that go into effect on September 1st. Unfortunately, more...more
On Feb. 1, 2017, the Texas Department of Insurance published the results of its presentation to the Texas Legislature titled: “Interim Charges: The Cost of Weather-Related Property Claims and Related Litigation.” Notably, the...more
Kericho, Kenya is said to be the most hail-prone place in the world and has up to fifty days of hail each year. Kericho is close to the equator and at an elevation of 7,200 feet, which contributes to it being a hot spot for...more
In a recent opinion, U.S. District Judge Sidney Fitzwater delivered the final blow to One Way Investments Inc. in its hail damage lawsuit against property insurer Century Surety Company — granting summary judgment in favor of...more
There will be no more fishing in Texas in unrelated claim files. The Supreme Court of Texas has summarily ended any debate as to whether discovery of an insurer’s claim files for other policyholders is permissible — it is...more