In N.C. Farm Bureau Mut. Ins. Co. v. Herbert, the North Carolina Supreme Court held that UIM policies cannot be stacked when determining whether a tortfeasor’s vehicle is underinsured. The decision upends almost 30 years of...more
In the wake of President Trump’s recent Major Disaster Declaration for the State of North Carolina, the North Carolina Insurance Commissioner issued an Order on March 27, 2020 deferring insurance premium payments for 30 days...more
Ohio and Massachusetts have followed New Jersey’s lead in attempting to push through legislation that would force insurers to provide COVID-19 coverage. The proposed bill filed earlier this week in Ohio seeks to require...more
With the spread of Coronavirus Disease-2019 (COVID-19) and its devastating impact on public health and the global economy, you can expect to see a spike in insurance claims in the coming months. These claims will likely...more
In response to the rapidly growing concern over the spread of the Coronavirus, on March 14, 2020, North Carolina Governor Roy Cooper issued Executive Order No. 117 prohibiting mass gatherings, closing NC public schools and...more
In the recent case of Dion v. Batten, No. COA16-63, 2016 WL 4088417 (N.C. App. Aug. 2, 2016), the North Carolina Court of Appeals held for the first time that an underinsured motorist (UIM) carrier has standing to seek a...more
Bad faith claims are on the rise in North Carolina. As an insurer, you must familiarize yourself with the possible grounds for such claims so you will know how best to avoid them. As you will see below, the outcome of a bad...more