Tort Reform Law Guts Joint & Several Liability in Favor of Proportionate Liability, Not Deepest Pocket -
South Carolina enacted a bipartisan tort reform that overhauls joint and several liability to place fault on the...more
Comprehensive Tort Reform Bill Clears Georgia Legislature; Expected to be Made Law -
The Georgia House of Representatives and Senate have passed a bipartisan, comprehensive tort reform bill. Governor Brian Kemp is expected...more
4/17/2025
/ Attorney's Fees ,
Damages ,
Emotional Distress Damages ,
Governor Kemp ,
Insurance Claims ,
Insurance Litigation ,
Insurance Regulations ,
Liability ,
Negligence ,
Policy Exclusions ,
Proposed Legislation ,
Tort Reform
After several hurricanes, a church submitted a first-party property claim. The church also had pending coverage litigation from prior tornado damage. On October 12, 2020, the independent adjuster (IA) inspected and...more
11/12/2024
/ Auto Insurance ,
Bad Faith ,
Breach of Contract ,
Cryptocurrency ,
Delay Claims ,
First-Party Coverage ,
Flood Insurance ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Policy Exclusions ,
Policy Terms ,
Proof of Loss ,
Property Damage ,
Property Insurance
A dental practice submitted a business interruption claim to its property insurers due to the COVID-19 shutdown orders. The insurers denied coverage, citing a lack of physical damage to the premises. Breaking with national...more
10/2/2024
/ Anti-Stacking Provisions ,
Business Interruption ,
Business Losses ,
Commercial Insurance Policies ,
Coronavirus/COVID-19 ,
Declaratory Relief ,
Denial of Insurance Coverage ,
Indemnification ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Liability ,
Policy Exclusions ,
Reasonable Expectations Test
The steel contractor named the general contractor an additional insured on its CGL policy. The steel contractor's welds were defective. The general contractor retrofitted the named insured's defective columns before they...more
Some jurisdictions consider the ISO-form "bodily injury" definition to be ambiguous as to whether emotional distress requires physical harm to be bodily injury. Many insurers have amended bodily injury to expressly require a...more