Over the past few years, one of the more noteworthy types of new financial services rules at the state level has been the so-called fair access to banking law. Concerns about ideological debanking have gained political...more
8/15/2025
/ Banking Sector ,
Banks ,
Consumer Protection Laws ,
Enforcement ,
Fair Access to Credit ,
Federal Reserve ,
Financial Institutions ,
New Legislation ,
OCC ,
Regulatory Oversight ,
Regulatory Reform ,
State and Local Government ,
State Legislatures
On December 17, 2024, amid a flurry of activity by the Consumer Financial Protection Bureau (CFPB), the agency released an Issue Spotlight discussing “problems with mortgage companies” that homeowners face “after divorce or...more
1/8/2025
/ Administrative Procedure Act ,
Consumer Complaint Database ,
Consumer Financial Protection Bureau (CFPB) ,
Data Privacy ,
Debt Collection ,
Divorce ,
Enforcement ,
Loper Bright Enterprises v Raimondo ,
Mortgage Servicers ,
Mortgages ,
Regulation X ,
Regulatory Requirements ,
RESPA ,
SCOTUS ,
Unfair or Deceptive Trade Practices
Last November, Bradley’s Financial Services Perspectives team predicted that the Consumer Financial Protection Bureau’s (CFPB) then upcoming Notice of Proposed Rulemaking (NPRM) for the Does the New Debt Collection Rule Apply...more
6/14/2019
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Creditors ,
Debt Collection ,
Debt Collectors ,
Dodd-Frank ,
Enforcement ,
Enforcement Authority ,
FDCPA ,
NPRM ,
Proposed Rules ,
UDAAP