Joseph DeFazio

Joseph DeFazio

Troutman Pepper Locke

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The Latest on Junk Fees and New York's Foreclosure Abuse Prevention Act — The Consumer Finance Podcast [Audio]

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Jason Manning and Joe DeFazio, partners in Troutman Pepper Locke’s Consumer Financial Services practice group. They provide crucial updates on two...more

2/27/2025  /  Abusive Foreclosure Practices , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Mortgage Lenders

Update: Mortgage Noteholders Patiently Wait as Second Circuit Punts FAPA Retroactive Application Question To New York Court Of...

Can the Foreclosure Abuse Prevention Act (FAPA) be applied retroactively? Unfortunately, mortgage noteholders lack a clear response....more

10/16/2024  /  Abusive Foreclosure Practices , Borrowers , Due Process , Financial Services Industry , Foreclosure , Mortgage Lenders , Mortgages , Retroactive Application
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