In Novant Health, Inc. v. American Guarantee and Liability Insurance Co., Judge Catherine C. Eagles of the U.S. District Court for the Middle District of North Carolina made the right call by allowing a large hospital system...more
The presence of virus on the premises that renders the property unsafe can cause physical loss or damage and trigger property coverage without any distinct, demonstrable physical alteration.
Juries, not judges, get to...more
“Service of Suit” limitation period to file is less than a month away -
Many insurance policies have various limitation periods and exclusions built into them. One such limitation period is known as a “service of suit”...more
Policyholders can expect insurers to put forth strong objections to many of their claims in an effort to reduce the liability exposure.
Policy language matters and can impact how a court will interpret and construe coverage....more