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Does a Successor Trustee Need Liability Insurance?

A successor trustee is the individual named in a trust document to step in as trustee in the event of the original trustee’s death, incapacitation, or resignation. A successor trustee assumes the role of safeguarding the...more

Trustee Liability in the Murdoch Succession Saga

Recently, much has been written about Rupert Murdoch’s petition to amend his Nevada irrevocable trust to grant his eldest son, Lachlan, voting control over News Corp and Fox Corporation. While the battle between family...more

Frequently Asked Questions About Trustee Liability Insurance

Managing the assets left in a trust is a major responsibility: It’s your job to properly manage and administer trust assets to the letter—or potentially face costly legal consequences. In the instance of a lawsuit, trustee...more

The Impact of Current Trends on Investment Firm Risk Management

Looking ahead at the investment advisory industry, three trends stand out: an increase in the number of investment advisors, expansion of investment firm services, and a growing population of trust clients. In this...more

Cybersecurity for Trustees: How to Reduce Risk and Respond to an Incident

We often remind our clients about the importance of taking cybersecurity measures. In response, we frequently hear the question, “How can I suffer a cyber loss if I don’t have custody of the funds?”...more

What Is Private Placement Life Insurance?

Market volatility and heightened tax uncertainty have caused increased interest in private placement life insurance (PPLI) in recent years. However, those same factors have led to increased scrutiny for high-net-worth...more

Trustees and Real Estate: What You Should Know

It doesn’t matter whether the trust you manage owns commercial or residential real estate—the challenges are the same. The property’s location, value, and construction only determine the extent of these challenges. In this...more

What Is a Purpose Trust?

As its name implies, a purpose trust is a type of trust that you create and establish for a specific purpose. Unlike traditional trusts, which operate to benefit identifiable individuals or entities, purpose trusts exist to...more

Exploring the Unique Insurance Needs of Embedded Family Offices

A family office is a private organization designed to help a high-net-worth family manage its wealth. A family office can exist as a stand-alone entity or in an embedded structure within a family business. In this article,...more

What You Don’t Know Can Hurt You: Why You Need Trustee Liability Insurance

A client recently told me about a conversation he’d had with an institutional co-trustee. The co-trustee was pushing back on the approval of a trustee liability policy. The institutional co-trustee’s reasoning was that most...more

What to Do When a Trustee Relationship Goes Wrong

Trustee relationships can be complicated. Trustees not only manage assets, but they also must ensure that beneficiaries’ needs are met. Learn what to do when there is a breakdown in the trustee-beneficiary relationship and...more

Insurance for a Private Trust Company: 4 Common Policies

If I own or manage a private trust company (PTC), what insurance do I need? This is a great question and, as in many situations, the answer is that it depends. It depends on whether a public trust company is involved, whether...more

Cyber Liability for Trustees: Preventing and Managing Breaches

A friend—a small business owner—recently shared a very stressful situation. She had a significant cyber breach that almost cost them hundreds of thousands of dollars. What happened? She had hired a new assistant and issued a...more

Why Are Private Trust Companies Becoming More Popular?

The popularity of private trust companies (PTCs) is increasing. This is because PTCs offer privacy to families, more flexibility, and potential cost savings when compared to a family office or a corporate trustee....more

What Should Trustees Know About the Corporate Transparency Act (CTA)?

The Corporate Transparency Act (CTA) goes into effect on January 1, 2024, and it presents a significant change to trustees’ responsibilities. This article explains what the CTA is, clarifies the new reporting requirements,...more

Does a Personal Umbrella Policy Cover a Trustee?

If you have been asked to serve as a trustee, you no doubt have questions about the duties and responsibilities of the role. You also should be clear on your trustee insurance coverage. Unfortunately, some confusion exists...more

Market Volatility Puts Trustees in the Hot Seat

The news headlines have been exciting over the past year, covering the fluctuating stock market, the turbulence of certain currencies and cryptocurrency trading platforms, and the tug-of-war between Democrats and Republicans...more

Declining Mental Capacity and How It Affects Estate Plans

What do Glen Campbell, Rosa Parks, Gene Wilder, Aaron Spelling, Etta James, and Peter Falk have in common? They are all celebrities whose Alzheimer’s disease impacted their estate planning. Current and historic headlines are...more

Boards Buy D&O Insurance—Shouldn’t Trustees Also be Protected?

Directors and officers (D&O) liability insurance is designed to protect management from personal liability for a claim resulting from an alleged breach of fiduciary duty while managing the operations of a company. The...more

What Prevails, Business Judgment Rule or Donor Intent?

The daughters of Paul Newman recently sued the Newman’s Own Foundation to their annual control of $400,000 of funds for donation.Paul Newman created the foundation to give away all royalty rights from the sale of Newman’s Own...more

BUGGED Selecting a Trustee: Individual versus Corporate versus Independent

Find out how a special needs trust can ensure the financial security of a special-needs loved one, without jeopardizing their public assistance payments....more

Selecting a Trustee: Individual versus Corporate versus Independent

Establishing a trust is an essential part of estate planning. Although some people think trusts are only for the very wealthy, the truth is that a trust is beneficial for anyone who wants to stay in control during their own...more

Is a Special Needs Trust Right for You?

If you have a child or another loved one with special needs, it’s only natural to worry about their future. How can you make sure their financial needs are taken care of without jeopardizing their public assistance payments?...more

Your Estate Plan Advisors Want You to Choose a Trustee—Now What?

Estate planning involves deciding how your assets will be maintained and distributed after your death or in the event you become incapacitated. In addition to your financial wealth, your assets can include your homes,...more

Betwixt and Between: How Trustees Can Navigate a Volatile Market

So far, 2022 has been a rough year for portfolio management. The war in Ukraine, China’s zero tolerance for COVID-19, 40-year inflation highs, and rising interest rates have created significant market volatility....more

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