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Solvency II: Assessing the implications of the EU’s Amending Directive for the insurance sector

In January 2025, an amending directive (Directive (EU) 2025/2, “Amending Directive”) was passed that will result in some important changes to the Solvency II Directive (Directive (EU) 2009/13/EU) taking effect across EU...more

U.K. insurance special purpose vehicles proposed changes by the PRA

On November 15, 2024, the PRA issued a consultation paper (CP 15/24) proposing changes to the regulatory framework for UK insurance special purpose vehicles. Insurance special purpose vehicles (or ISPVs) are intended to...more

UK guidance on acquisitions and increases in control in PRA and FCA authorised firms

The UK financial services regulators, the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA), have recently set out their final policy on the assessment of acquisitions and increases in control of PRA...more

Funded reinsurance - The PRA's final policy

The PRA published Policy Statement 13/24 (PS13/24) on 26 July 2024 providing feedback on the PRA’s Consultation Paper 24/23 (CP24/23) on Funded Reinsurance (FundedRe). PS13/24 is published alongside the PRA’s final policy in...more

Enhancing the insolvency tools for insurance companies

In July 2022, the UK government proposed two key changes to the existing insolvency arrangements in respect of insurance companies as part of a wider set of reforms to the existing Financial Services and Markets Act 2000...more

Artificial Intelligence in insurance – innovating in a world of increased regulation

The potential benefits of deploying artificial intelligence (AI) (and in particular, machine learning (ML) techniques) within the insurance industry have been the subject of much market discussion and increased focus over...more

Financial Services and Markets Bill - Big Bang 2.0, or more of the same?

On 20 July 2022, just before the UK Parliament’s summer recess, the long awaited Financial Services and Markets Bill (FSM Bill) was introduced to Parliament....more

India in focus

Earlier this year, the Insurance (Amendment) Act 2021 (the Act) came into force in India, allowing non-Indian investors to hold majority control in Indian insurance companies for the first time (subject to certain...more

Court of Appeal restates the legal principles applicable to the sanction of Part VII transfers of insurance businesses

The Court of Appeal has today upheld the joint appeals by The Prudential Assurance Company Limited (PAC) and Rothesay Life Plc (Rothesay) against Snowden J’s refusal to sanction the transfer of a portfolio of annuities from...more

COVID-19 (Novel Coronavirus) - 10 key points for effective contingency planning

COVID-19 is at the top of the agenda for businesses globally, for good reason. Here are 10 key points to consider to ensure your business is fully prepared....more

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