In the home health care business? Whether a franchisor, franchisee, or independent agency, beware of bodily injury exclusions in professional liability policies that could eliminate coverage for otherwise covered claims....more
8/14/2025
/ Bodily Injury ,
Denial of Insurance Coverage ,
Franchise Agreements ,
Franchisors ,
Healthcare ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Liability Insurance ,
Policy Exclusions ,
Professional Liability Insurance ,
Texas
How much insurance does my organization need? This conundrum impacts policyholders from small businesses needing single policies to Fortune 500 companies placing complex, multimillion-dollar insurance towers. For owners and...more
This is the first in a series of articles addressing critical issues in risk management and insurance for skilled nursing facilities.
Owners and operators of skilled nursing facilities know that a claim or lawsuit against...more
4/1/2025
/ Damages ,
Healthcare ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Negligence ,
New Legislation ,
Policy Exclusions ,
Professional Liability Insurance ,
Retaliation ,
Risk Management ,
Skilled Nursing Facility
An 11th Circuit decision issued earlier this year serves as a reminder of the importance of carefully evaluating time-based exclusions and retroactive dates when procuring or renewing coverage. Liability policies such as...more
9/22/2017
/ Claims Made Policy ,
D&O Insurance ,
Denial of Insurance Coverage ,
Fraudulent Transfers ,
Insolvency ,
Insurance Claims ,
Policy Exclusions ,
Policy Terms ,
Premiums ,
Prior Bad Acts ,
Professional Liability Insurance ,
Renewal Options ,
Retroactivity ,
Wrongful Acts