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Guarantors vs. Co-Borrowers: Avoiding Pitfalls in Loan Structuring

In commercial lending, the decision to designate a party as a guarantor or co-borrower is more than a technicality—it can significantly impact a lender’s ability to enforce a loan. Mislabeling a guarantor as a co-borrower,...more

Recognizing When to Engage Counsel in Commercial Lending Transactions

Automated loan software can be effective for documenting consumer loans and some basic low-value commercial loans. However, most commercial transactions require greater attention on the front end than simple form generation....more

Preparing Your Bank for Possible Turbulence in Commercial Real Estate

Reports of potential trouble in commercial real estate lending have steadily increased this year. Per the Wall Street Journal, a record number of commercial mortgages are expiring in 2023. Prices for commercial...more

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