FTC Obtains Temporary Restraining Order and Asset Freeze Against Seven Debt Relief Companies and Their Owners for Allegedly Deceptive Practices. On July 14, the FTC filed a complaint and motion for temporary restraining order...more
7/30/2025
/ Asset Freeze ,
Consumer Protection Laws ,
Debt Relief ,
Disclosure Requirements ,
Employee Training ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
Fraud ,
FTC Act ,
Reimbursements ,
State Attorneys General ,
Telemarketing ,
Unfair or Deceptive Trade Practices
On July 18, President Trump signed into law the Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 (the GENIUS Act) establishing a regulatory framework for digital assets classified as payment...more
7/24/2025
/ Anti-Money Laundering ,
Compliance ,
Cryptocurrency ,
Digital Assets ,
Enforcement ,
Federal Reserve ,
Financial Institutions ,
Financial Regulatory Reform ,
FinTech ,
New Legislation ,
Regulatory Requirements ,
Stablecoins ,
The GENIUS Act ,
Trump Administration
FTC Sends Warning Letters Regarding Potential Noncompliance With “Made in USA” Requirements. On July 8, the FTC sent letters to a flagpole retailer, footwear maker, football equipment company, and personal care products...more
7/16/2025
/ Advertising ,
California ,
California Consumer Privacy Act (CCPA) ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Privacy ,
Enforcement Actions ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Made in the USA ,
Manufacturers ,
Military Lending Act ,
Product Labels ,
Regulatory Requirements ,
Retailers ,
State Attorneys General ,
Telecommunications ,
Telemedicine ,
Unfair or Deceptive Trade Practices ,
Warning Letters
New York Legislature Passes FAIR Business Practices Act. On June 18, the New York state legislature passed the Fostering Affordability and Integrity through Reasonable Business Practices Act (FAIR Business Practices Act),...more
7/2/2025
/ Advertising ,
Algorithms ,
Artificial Intelligence ,
California ,
Consumer Protection Laws ,
Cryptocurrency ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
FTC Act ,
New Legislation ,
New York ,
State Attorneys General ,
Telecommunications ,
Texas ,
Unfair or Deceptive Trade Practices
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
6/18/2025
/ Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Debt Collection ,
Enforcement Actions ,
False Advertising ,
Federal Trade Commission (FTC) ,
New Legislation ,
Settlement ,
Social Media ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
FTC Chairman Andrew Ferguson testified before the House Appropriations Committee’s Financial Services and General Government Subcommittee on May 15 to discuss the agency’s consumer protection and competition efforts and...more
5/29/2025
/ Artificial Intelligence ,
Big Tech ,
Bots ,
Consumer Protection Laws ,
COPPA ,
Data Privacy ,
Data Security ,
Enforcement Actions ,
Executive Orders ,
Federal Trade Commission (FTC) ,
Online Safety for Children ,
Privacy Laws ,
Unfair or Deceptive Trade Practices
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
5/22/2025
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Filing Deadlines ,
Proposed Rules ,
Regulatory Agenda ,
Regulatory Requirements ,
State Attorneys General
On January 21, 2025, President Trump issued Executive Order (EO) 14173, titled “Ending Illegal Discrimination and Restoring Merit-Based Opportunity.” The EO raises significant new considerations for private companies and...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
IAPP’s Global Privacy Summit in DC this week has featured panels with several state regulators charged with enforcing their state’s privacy laws, including regulators from California, Colorado, Connecticut, and Oregon. The...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
4/24/2025
/ California ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Data Privacy ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Privacy Laws ,
Regulatory Reform ,
Regulatory Requirements ,
Scams ,
State Attorneys General ,
Trump Administration
IAPP’s Global Privacy Summit kicked off on April 22 with keynote remarks from Federal Trade Commission (FTC) Commissioner Melissa Holyoak, who highlighted her top priorities for privacy enforcement and the digital economy. ...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
4/10/2025
/ Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Cryptocurrency ,
Data Privacy ,
Debt Collection ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Regulatory Requirements ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
This week in our March Privacy Forecast, we discuss privacy and data security enforcement trends at the state and federal levels. Particularly as state privacy laws continue to expand and evolve, companies should understand...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). CFPB activity continues to be scaled back in the...more
On March 12, the Federal Communications Commission (FCC) issued a Public Notice titled “In Re: Delete, Delete, Delete,” which seeks public comment on “identifying FCC rules for the purpose of alleviating unnecessary...more
3/13/2025
/ Department of Government Efficiency (DOGE) ,
Deregulation ,
Executive Orders ,
FCC ,
Government Agencies ,
Government Efficiency ,
Regulatory Agenda ,
Regulatory Reform ,
Rulemaking Process ,
Telecommunications ,
Trump Administration
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/27/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Brokers ,
Data Privacy ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Mergers ,
Proposed Rules ,
Regulatory Agenda ,
Rulemaking Process ,
Trump Administration
On Friday, February 21, 2025, the U.S. District Court for the District of Maryland issued a nationwide preliminary injunction that enjoins aspects of two Executive Orders (EOs), EO 14151, “Ending Radical and Wasteful...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/13/2025
/ Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Data Brokers ,
Data Privacy ,
Debt Collection ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Medical Debt ,
Proposed Rules ,
Rulemaking Process
On February 4, President Trump’s Crypto Czar, David Sacks, held a press conference on Capitol Hill to discuss the new Administration’s plans for cryptocurrency regulation. Sacks was joined by Senate Banking Committee Chairman...more
2/6/2025
/ Bitcoin ,
Blockchain ,
CFTC ,
Cryptocurrency ,
Digital Assets ,
Executive Orders ,
Financial Services Industry ,
FinTech ,
Regulatory Agenda ,
Regulatory Reform ,
Securities and Exchange Commission (SEC) ,
Stablecoins ,
Trump Administration
In the two weeks before Inauguration, both the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) released a flurry of rulemaking developments, policy announcements, and enforcement filings and...more
1/27/2025
/ Antitrust Division ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
COPPA ,
Credit Practices Rule ,
Data Privacy ,
Data Protection ,
Data Security ,
Department of Justice (DOJ) ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Misleading Statements ,
Proposed Rules ,
Rulemaking Process ,
The Clayton Act ,
Unfair or Deceptive Trade Practices
On January 20, 2025, President Trump issued a Presidential memorandum entitled Regulatory Freeze Pending Review (Freeze Order). This action is unsurprising, as previous Presidents have consistently issued similar memoranda at...more
1/27/2025
/ Artificial Intelligence ,
Bureau of Industry and Security (BIS) ,
Consumer Financial Protection Bureau (CFPB) ,
Cybersecurity ,
Department of Justice (DOJ) ,
Executive Orders ,
FCC ,
Federal Trade Commission (FTC) ,
Final Rules ,
Foreign Agents Registration Act (FARA) ,
Government Agencies ,
OFR ,
Proposed Rules ,
Regulatory Freeze ,
Regulatory Reform ,
Telecommunications ,
Trump Administration
On January 16, 2025, the Federal Trade Commission (FTC or Commission) finalized changes to the Children’s Online Privacy Protection Act (COPPA) Rule (Final Rule). The Final Rule adopts certain amendments that were proposed in...more
1/20/2025
/ Biometric Information ,
Consent ,
Consumer Privacy Rights ,
COPPA ,
Data Privacy ,
Data Retention ,
Federal Trade Commission (FTC) ,
NPRM ,
Online Safety for Children ,
Personal Information ,
Privacy Laws
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/8/2025
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Data Privacy ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
Fraud ,
FTC Act ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Advertising ,
Unfair or Deceptive Trade Practices