In this month's article, we share some of our top "bites" covered during the April 2025 webinar....more
4/22/2025
/ Automotive Loans ,
Banking Sector ,
Congressional Committees ,
Consumer Financial Protection Bureau (CFPB) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Financial Institutions ,
Financial Regulatory Reform ,
HMDA ,
Money Transfer ,
Mortgage Lenders ,
Mortgages ,
Overdraft Fees ,
Payday Loans ,
Popular ,
Proposed Rules ,
Small Business Loans
In this month's article, we share some of our top "bites" for the prior months covered during the February 2025 webinar....more
In this month's article, we share some of our top "bites" covered during the January 2025 webinar....more
2/25/2025
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Credit Cards ,
Data Privacy ,
Loan Servicer ,
Mortgages ,
Open Banking ,
Popular ,
Privacy Laws ,
Proposed Rules ,
Regulation Z ,
Seventh Amendment ,
UDAAP
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the mortgage industry. There was also a flurry of last-minute action by the CFPB in the mortgage space in the waning days of the Biden...more
In this month's article, we share some of our top "bites" for the prior and current month covered during the July 2024 webinar....more
7/30/2024
/ Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Dodd-Frank ,
ECOA ,
Enforcement Actions ,
Fair Lending ,
Financial Services Industry ,
HMDA ,
Information Reports ,
Mortgage Lenders ,
Mortgage Servicers ,
Mortgage Servicing Rules ,
Mortgages ,
Proposed Rules ,
Redlining ,
Regulatory Agenda ,
RESPA ,
Reverse Mortgages ,
Small Business
On May 18, 2024, the CFPB filed a proposed stipulated final judgment and order with the Company to resolve allegations that the Company violated a 2019 CFPB consent order, HMDA, its implementing Regulation C, and the CFPA....more
The complaint, filed in the U.S. District Court for the Southern District of Florida, alleges that a non-bank residential mortgage loan originator violated the Home Mortgage Disclosure Act ("HMDA") by submitting inaccurate...more