Federal and State Regulatory Announcements-
CFPB Seeks Comment on New Thresholds for Larger Participants in the Automobile Financing, Consumer Reporting, International Money Transfer, and Debt Collection Markets. On August...more
8/13/2025
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Automotive Industry ,
Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Coronavirus/COVID-19 ,
Debt Collection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FTC Act ,
Money Transfer ,
Paycheck Protection Program (PPP) ,
Robocalling ,
Scams ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
FTC Obtains Temporary Restraining Order and Asset Freeze Against Seven Debt Relief Companies and Their Owners for Allegedly Deceptive Practices. On July 14, the FTC filed a complaint and motion for temporary restraining order...more
7/30/2025
/ Asset Freeze ,
Consumer Protection Laws ,
Debt Relief ,
Disclosure Requirements ,
Employee Training ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
Fraud ,
FTC Act ,
Reimbursements ,
State Attorneys General ,
Telemarketing ,
Unfair or Deceptive Trade Practices
On July 23, 2025, the White House released the much anticipated AI Action Plan (Action Plan), along with three accompanying Executive Orders (EO). The Action Plan—entitled Winning the Race: America’s AI Action...more
7/25/2025
/ Artificial Intelligence ,
Cybersecurity ,
Cybersecurity Information Sharing Act (CISA) ,
Data Centers ,
Department of Homeland Security (DHS) ,
Executive Orders ,
Exports ,
Federal Trade Commission (FTC) ,
Infrastructure ,
Innovation ,
National Security ,
OSTP ,
Popular ,
Regulatory Reform ,
Trump Administration ,
U.S. Commerce Department
FTC Sends Warning Letters Regarding Potential Noncompliance With “Made in USA” Requirements. On July 8, the FTC sent letters to a flagpole retailer, footwear maker, football equipment company, and personal care products...more
7/16/2025
/ Advertising ,
California ,
California Consumer Privacy Act (CCPA) ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Privacy ,
Enforcement Actions ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Made in the USA ,
Manufacturers ,
Military Lending Act ,
Product Labels ,
Regulatory Requirements ,
Retailers ,
State Attorneys General ,
Telecommunications ,
Telemedicine ,
Unfair or Deceptive Trade Practices ,
Warning Letters
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
6/18/2025
/ Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Debt Collection ,
Enforcement Actions ,
False Advertising ,
Federal Trade Commission (FTC) ,
New Legislation ,
Settlement ,
Social Media ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
5/22/2025
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Filing Deadlines ,
Proposed Rules ,
Regulatory Agenda ,
Regulatory Requirements ,
State Attorneys General
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
4/24/2025
/ California ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Data Privacy ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Privacy Laws ,
Regulatory Reform ,
Regulatory Requirements ,
Scams ,
State Attorneys General ,
Trump Administration
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
4/10/2025
/ Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Cryptocurrency ,
Data Privacy ,
Debt Collection ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Regulatory Requirements ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). CFPB activity continues to be scaled back in the...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/27/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Brokers ,
Data Privacy ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Mergers ,
Proposed Rules ,
Regulatory Agenda ,
Rulemaking Process ,
Trump Administration
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/13/2025
/ Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Data Brokers ,
Data Privacy ,
Debt Collection ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Medical Debt ,
Proposed Rules ,
Rulemaking Process
In the two weeks before Inauguration, both the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) released a flurry of rulemaking developments, policy announcements, and enforcement filings and...more
1/27/2025
/ Antitrust Division ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
COPPA ,
Credit Practices Rule ,
Data Privacy ,
Data Protection ,
Data Security ,
Department of Justice (DOJ) ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Misleading Statements ,
Proposed Rules ,
Rulemaking Process ,
The Clayton Act ,
Unfair or Deceptive Trade Practices
As we enter the New Year, Wiley is looking ahead to the top privacy developments and trends to watch in 2025. On the state side, 2025 kicked off with several new privacy laws going into effect in January, and states continue...more
1/9/2025
/ Biometric Information ,
Consumer Privacy Rights ,
Corporate Counsel ,
Data Brokers ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Personal Data ,
Privacy Laws ,
State Attorneys General ,
State Privacy Laws
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/8/2025
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Data Privacy ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
Fraud ,
FTC Act ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Advertising ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/18/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Data Brokers ,
Data-Sharing ,
Debt Collection ,
Debt Relief ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Act ,
Medical Bills ,
Medical Debt ,
Overdraft Fees ,
Scams ,
Student Loans ,
Telemarketing Sales Rule ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/4/2024
/ Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Debt Relief ,
Digital Platforms ,
Digital Wallets ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
OMB ,
Ombudsman ,
Payday Loans ,
Payment Systems ,
Peer-to-Peer ,
Predatory Lending ,
Race Discrimination ,
Student Loans ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/30/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Reports ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Franchise Rule ,
Regulation Z ,
Truth in Lending Act (TILA)
On October 16, 2024, the Federal Trade Commission (FTC or Commission) announced its adoption of a final “click-to-cancel” Rule that regulates both sign-up and cancellation processes for subscriptions or other recurring...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/16/2024
/ Arbitration ,
Automotive Loans ,
Comment Period ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Default ,
Department of Justice (DOJ) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Medical Debt ,
Online Platforms ,
Student Loans ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/2/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reports ,
EFTA ,
Electronic Transaction ,
False Advertising ,
Federal Trade Commission (FTC) ,
FTC Act ,
Marketing ,
Military Service Members ,
Overdraft Fees ,
Social Media ,
Transaction Fees ,
Unfair or Deceptive Trade Practices ,
Veterans
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
9/18/2024
/ Client Account Reviews ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Review Fairness Act (CRFA) ,
Credit Reports ,
Debt Collection ,
Dodd-Frank ,
Earnings Reports ,
Failure To Disclose ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
FTC Act ,
Medical Debt ,
Misleading Impressions ,
MLM Industry ,
Unfair or Deceptive Trade Practices ,
Warning Letters
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
9/5/2024
/ Amicus Briefs ,
CAN-SPAM Act ,
Class Action ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Data Security ,
Deceptively Misdescriptive ,
Department of Justice (DOJ) ,
Federal Trade Commission (FTC) ,
Florida ,
FTC Act ,
Gambling ,
Home Health Agencies ,
Homeowners Protection Act ,
Mortgage Servicers ,
Online Platforms ,
Unfair or Deceptive Trade Practices ,
Video Games