Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
5/1/2024
/ Breach Notification Rule ,
CEOs ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Breach ,
Deceptive Intent ,
Federal Register ,
Federal Trade Commission (FTC) ,
FTC Act ,
GLBA Privacy ,
Marketing ,
Misrepresentation ,
Mortgage Lenders ,
Mortgage Servicers ,
Non-Bank Lenders ,
Non-Compete Agreements ,
ROSCA ,
Student Loans ,
Telehealth
At the end of March, the National Telecommunications and Information Administration (NTIA) issued its long-awaited AI Accountability Policy Report (Report), which provides federal policy recommendations regarding...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/17/2024
/ Advertising ,
Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Deep Fake ,
E-Cigarettes ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Fraud and Abuse ,
Hidden Fees ,
Human Trafficking ,
Identity Theft ,
NPRM ,
Online Gaming ,
Proposed Rules ,
Video Games ,
Virtual Currency
On March 13, 2024, the Utah governor signed the Artificial Intelligence Policy Act (the Utah AI Act) into law. This new law—which will directly regulate the private sector’s use of generative AI by imposing disclosure...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/3/2024
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
COPPA ,
Cross-Border Transactions ,
Federal Trade Commission (FTC) ,
Fraud ,
Health Insurance Portability and Accountability Act (HIPAA) ,
International Competition Network ,
Misrepresentation ,
NIST ,
Parental Consent ,
Paycheck Protection Program (PPP) ,
Scams ,
Telemarketing Sales Rule
On March 13, 2024, the European Parliament passed the much-anticipated European AI Act, which is the first comprehensive attempt to regulate artificial intelligence (AI) globally. The AI Act – which is formally known as the...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
3/12/2024
/ CARD Act ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Coronavirus/COVID-19 ,
Data Breach ,
Do Not Call List ,
E-Commerce ,
Federal Trade Commission (FTC) ,
NPRM ,
Telemarketing ,
Telemarketing Sales Rule
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/28/2024
/ Anti-Discrimination Policies ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Data Privacy ,
Debt Collectors ,
Debt-Relief Industry ,
Deceptive Intent ,
Department of Financial Protection and Innovation (DFPI) ,
ECOA ,
False Statements ,
Federal Trade Commission (FTC) ,
Fraud ,
Installment Agreements ,
Lenders ,
Marketing ,
Mortgages ,
Telemarketing Sales Rule ,
Unlawful Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/6/2024
/ Artificial Intelligence ,
Banking Sector ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Do Not Call List ,
ECOA ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FTC Act ,
Made in the USA ,
NPRM ,
Overdraft Fees ,
Parental Consent ,
Personal Information ,
Product Labels ,
ROSCA ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/23/2024
/ CARS Rule ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Debt-Relief Industry ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Misrepresentation ,
NPRM ,
Online Safety for Children ,
Personal Information ,
Real Estate Investments
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/9/2024
/ Banks ,
Car Dealerships ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
COPPA ,
Credit Cards ,
Department of Justice (DOJ) ,
ECOA ,
EFTA ,
Facial Recognition Technology ,
Fair Housing Act (FHA) ,
Federal Trade Commission (FTC) ,
Fees ,
Financial Institutions ,
Financial Services Industry ,
FTC Act ,
NPRM ,
Overdraft Fees ,
Student Loans ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices ,
VoIP
On December 20, the Federal Trade Commission (FTC) announced a Notice of Proposed Rulemaking (NPRM) proposing revisions to its Children’s Online Privacy Protection Rule (COPPA Rule) and requesting comment on a number of...more
2023 has been a big year for AI with the landmark Executive Order for Safe, Secure, and Trustworthy Artificial Intelligence (EO) adding to the already busy and dynamic AI landscape. Issued less than two months ago, the EO has...more
12/22/2023
/ Artificial Intelligence ,
Cybersecurity ,
Cybersecurity Information Sharing Act (CISA) ,
Department of Defense (DOD) ,
Emerging Technology Companies ,
Executive Orders ,
FCC ,
Federal Trade Commission (FTC) ,
National Security ,
NIST ,
Notice of Inquiry ,
OMB ,
Popular ,
Risk Management ,
Robocalling ,
TCPA ,
U.S. Commerce Department ,
UK
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/19/2023
/ Automotive Industry ,
Car Dealerships ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Reporting Agencies ,
Deceptive Intent ,
Dodd-Frank ,
Earnings Reports ,
EFTA ,
False Claims Act (FCA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Fees ,
FTC Act ,
Marketing ,
Misrepresentation ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/5/2023
/ Artificial Intelligence ,
CID ,
Cloud Computing ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Data Collection ,
Disclosure Requirements ,
Dodd-Frank ,
Endorsements ,
Fair Credit Reporting Act (FCRA) ,
Fake Websites ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Reporting ,
FTC Act ,
GLBA Privacy ,
Gramm-Leach-Blilely Act ,
HMDA ,
Influencers ,
Loans ,
OMB ,
Payment Systems ,
Senate Judiciary Committee ,
Social Media ,
Unfair or Deceptive Trade Practices ,
Warning Letters
On November 27, 2023, the California Privacy Protection Agency (CPPA) released draft regulations for automated decision-making technology (ADMT). While the CPPA has not officially begun the formal rulemaking process, the...more
11/30/2023
/ Artificial Intelligence ,
Automated Decision Systems (ADS) ,
California ,
California Consumer Privacy Act (CCPA) ,
California Privacy Protection Agency (CPPA) ,
COPPA ,
Data Profiling ,
Opt-In ,
Opt-Outs ,
Personal Information ,
Proposed Regulation ,
Risk Assessment
Over the past several months, federal lawmakers have continued exploring regulation of artificial intelligence (AI) through hearings and legislative proposals. Amidst many other Congressional priorities, legislators seem set...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
11/14/2023
/ Artificial Intelligence ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Copyright Office ,
Credit Cards ,
Data Breach ,
Debt Collection ,
Deep Fake ,
Digital Wallets ,
ECOA ,
Excessive Fees ,
Federal Register ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FTC Act ,
Gramm-Leach-Blilely Act ,
Non-Bank Lenders ,
NPRM ,
Online Safety for Children ,
Payment Systems ,
SBA ,
Surveillance
On November 1, 2023, the Office of Management and Budget (OMB) released a Proposed Memorandum on Advancing Governance, Innovation, and Risk Management for Agency Use of Artificial Intelligence (Draft Memorandum), which aims...more
11/7/2023
/ Algorithms ,
Artificial Intelligence ,
Bias ,
Federal Contractors ,
Federal Employees ,
Governance Standards ,
Infrastructure ,
Innovation ,
NIST ,
OMB ,
Risk Management ,
Transparency
On October 30, 2023, the White House released an Executive Order for Safe, Secure, and Trustworthy Artificial Intelligence (EO), which outlines a sweeping plan for encouraging the development and managing the risks of...more
11/1/2023
/ Artificial Intelligence ,
Best Practices ,
Bias ,
Civil Rights Act ,
Critical Infrastructure Sectors ,
Defense Production Act ,
Department of Homeland Security (DHS) ,
Discrimination ,
Executive Orders ,
Federal Trade Commission (FTC) ,
Healthcare ,
Intellectual Property Protection ,
Joe Biden ,
National Security ,
NIST ,
OSTP ,
Public Health ,
Secretary of State ,
Training ,
U.S. Commerce Department
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/31/2023
/ CARD Act ,
Consumer Financial Protection Bureau (CFPB) ,
Cross-Border ,
Data Breach ,
Department of Justice (DOJ) ,
EFTA ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
For Profit Colleges ,
Fraud ,
FTC Act ,
GLBA Privacy ,
Gramm-Leach-Blilely Act ,
Hidden Fees ,
Non-Bank Lenders ,
SAFE WEB Act
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/17/2023
/ Artificial Intelligence ,
Automated Systems ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Cybersecurity ,
Department of Justice (DOJ) ,
Do Not Call List ,
ECOA ,
Excessive Fees ,
Fair Credit Reporting Act (FCRA) ,
FDIC ,
Federal Trade Commission (FTC) ,
Fees ,
Fraudulent Marketing ,
Hidden Fees ,
HMDA ,
ROSCA ,
Scams ,
Social Media ,
Telemarketing ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/3/2023
/ Artificial Intelligence ,
Chamber of Commerce ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Consumer Reports ,
COPPA ,
Credit Repair Services ,
Data Deletion ,
Department of Justice (DOJ) ,
Draft Guidance ,
ECOA ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
FTC Act ,
Memorandum of Understanding ,
Online Reviews ,
Parental Consent ,
Petition for Rulemaking ,
Recusal ,
Regulation B ,
Unfair or Deceptive Trade Practices
On September 19, 2023, the Department of Homeland Security (DHS) released a Report to Congress (Report) on the Harmonization of Cyber Incident Reporting to the Federal Government. The Report reflects on the 52 in-effect or...more
California continues to forge ahead on potential new privacy, cybersecurity, and artificial intelligence (AI) obligations, including through its California Consumer Privacy Act (CCPA) rulemaking process and by launching a new...more
9/14/2023
/ Artificial Intelligence ,
Audits ,
Automated Systems ,
California ,
California Consumer Privacy Act (CCPA) ,
California Privacy Protection Agency (CPPA) ,
California Privacy Rights Act (CPRA) ,
Cybersecurity ,
Data Protection ,
Executive Orders ,
Governor Newsom ,
Machine Learning ,
Recordkeeping Requirements ,
Risk Assessment ,
Training Requirements