Fifteen years ago, in the shadow of the 2008 financial crisis, Congress adopted the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank), the most significant change to financial regulation since the...more
8/12/2025
/ Banking Sector ,
Banks ,
Capital Requirements ,
Dodd-Frank ,
FDIC ,
Federal Reserve ,
Financial Institutions ,
Regulatory Oversight ,
Regulatory Reform ,
Regulatory Requirements ,
Risk Management ,
Stress Tests
Lenders or loan brokers based in California or lending to either commercial or consumer borrowers based in California are subject to the California Financing Law (CFL), which imposes licensing requirements on both lenders or...more
8/6/2025
/ California ,
Commercial Loans ,
Compliance ,
Consumer Lenders ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement ,
Exemptions ,
Finance Lender ,
Jurisdiction ,
Lenders ,
Licenses ,
Licensing Rules ,
Loans ,
Non-Bank Lenders ,
Regulatory Oversight ,
Regulatory Requirements
Today marks a historic milestone in U.S. digital asset policy. The President signed the GENIUS Act into law following its bipartisan passage by 308-122 in the House on July 17 and 68-30 in the Senate on June 17. The GENIUS...more
7/21/2025
/ Banking Sector ,
Blockchain ,
Cryptocurrency ,
Digital Assets ,
FDIC ,
Federal Reserve ,
Financial Regulatory Reform ,
Financial Services Committee ,
Financial Services Industry ,
Liquidity ,
New Legislation ,
Popular ,
Regulatory Requirements ,
Rulemaking Process ,
Securities ,
Stablecoins ,
The GENIUS Act ,
U.S. Treasury
As we begin the 119th Congress, the nation is also preparing for the new administration to take office in just a few weeks. While federal action on digital assets remains a key focus, this week’s Crypto Policy Tracker shifts...more
1/13/2025
/ Anti-Money Laundering ,
Bank Secrecy Act ,
Banking Sector ,
Compliance ,
Cryptocurrency ,
CSBS ,
Digital Assets ,
Digital Currency ,
FinCEN ,
FinTech ,
Money Transmitter ,
Regulatory Agenda ,
Regulatory Requirements ,
State and Local Government