purred by increased online and mobile app shopping during the COVID-19 pandemic, the Buy Now, Pay Later (BNPL) market has experienced higher growth and popularity as an innovative consumer finance offering, particularly for...more
9/25/2024
/ Buy Now Pay Later (BNPL) ,
Chevron Deference ,
Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Credit Cards ,
Financial Services Industry ,
FinTech ,
Interpretive Rule ,
Policy Statement ,
Regulation Z ,
Truth in Lending Act (TILA)
The Consumer Financial Protection Bureau (the Bureau) has issued final regulations (Final Regulations) to facilitate the transition away from Libor (the London Interbank Offered Rate) in the consumer credit market and to...more
12/21/2021
/ Adjustable-Rate Mortgage ,
Alternative Reference Rates Committee (ARRC) ,
Consumer Financial Protection Bureau (CFPB) ,
Federal Reserve ,
Final Rules ,
Financial Conduct Authority (FCA) ,
Financial Services Industry ,
FSB ,
HELOC ,
Interest Rates ,
ISDA ,
Libor ,
Mortgages ,
Regulation Z ,
Regulatory Standards ,
Secured Overnight Funding Rate (SOFR) ,
Truth in Lending Act (TILA) ,
UK