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Resources for Gulf Coast Storms and California Wildfires

As Tropical Storm Marco is expected to make landfall today on the coast of Louisiana, reports indicate Tropical Storm Laura is expected to strengthen to a hurricane before it makes landfall on the Gulf Coast late Wednesday or...more

COVID-19 Coverage Litigation Update: Will Your Claim be Batched with Others for Resolution?

So far, traditional first-party property insurers have taken hardline “no coverage” positions for COVID-19 business interruption claims. As a result, policyholders nationwide (and even around the world) have been left to...more

Looming Payment Defaults: Act Now on Your Trade Credit Insurance

In this historically volatile time, there is significant uncertainty in every marketplace. With financial volatility comes the expectation that many vendors and debtors will likely repay debts late or never, creating a slew...more

Guidance for Policyholders on Losses Related to Coronavirus

Policyholders should not presume that insurance does not apply to business losses related to the Coronavirus Disease 2019 without first carefully studying their insurance policies and law that has developed in other contexts....more

Insurance Coverage for Hurricanes: Insurers May Dispute “Causation”

Like the 2017 Atlantic Hurricane season before it, the 2018 season brought devastating storms to the United States. A prime example: One of the most powerful hurricanes on record to hit Florida’s Panhandle wreaked havoc in...more

Insurance Checklist for Individuals in the Event of Hurricane Losses on the Eastern Seaboard

1. Identify and review your insurance policies: Depending on your situation, you may have insurance coverage provided through a homeowner’s policy or renters insurance. Coverage may also be available under an auto policy,...more

California Corner: California’s Bar on Coverage for Willful Acts under Insurance Code Section 533—Don’t Assume It Applies

Like a number of states, California prohibits insurers from indemnifying policyholders for liability based on intentional conduct that was committed with the intent to cause harm, although it does not bar a defense against...more

California Passes Historic Privacy Law: What to Consider Now to Reduce Future Financial Exposure

On June 28, 2018, California passed a historic privacy bill (AB 375) that mirrors some of the privacy obligations that recently came into effect in Europe under the General Data Protection Regulation (“GDPR”). The new...more

GDPR Is Finally Here: It’s Time to Make Sure Your Current Cyber Policy Will Protect against New Financial Exposures

The General Data Protection Regulation (“GDPR”) goes effective tomorrow. Companies are considering the consequences and attempting to determine whether they are compliant or how to get there, whatever “compliant” ultimately...more

The Ninth Circuit Reconfirms that under California Law an Insurer Bears a Heavy Burden to Demonstrate an Exclusion Eviscerates Its...

Under California law, the insurer has the heavy burden of establishing there is no potential for coverage of an underlying claim. With respect to the duty to defend, “[t]o prevail, the insured must prove the existence of a...more

Sexual Harassment Law in 2018

As the breaking news tells us every day, we are in a transformative time when it comes to how harassment is reported and handled in the workplace. From Hollywood to Rockefeller Center, and everywhere in-between, employers...more

Insurance Can Reduce the Financial Repercussions to Your Supply Chain of Superstorms, Wildfires, Climate Change, and Global...

Many companies in today’s global economy are dependent upon the efficient and disruption-free operation of their multinational supply chains. Unfortunately, such supply chains are vulnerable to numerous physical and...more

Steps to Follow to Protect Your Wildfire Insurance Recovery

Steps to Follow to Protect Your Wildfire Insurance Recovery - Locate copies of your insurance policies or request them from your agent or broker. Consider and carefully review all insurance policies that might apply (such...more

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