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What If an Employee Doesn’t Tell You They Got Divorced?

When an employee forgets—or chooses not—to notify you of a divorce, it can cause a ripple effect on your benefit plan administration, particularly with your health plan. Here's what you need to know and do to keep your health...more

Why You Can’t Kick High Claimants Off Your Health Insurance

If your health insurance premiums have gone up again, you are not alone.  For that reason, we frequently get questions from clients on whether there is anything they can do to get high claimants off of their plans....more

2025 Benefit Limits & Annual Amounts all in One Place

There is a telltale sign that you are a true benefit nerd...you have printouts of the annual benefit plan limits tacked to the wall by your desk. I frequently reference my charts, but it has been a few years since I found a...more

You May be Able to Increase Health Plan Premiums and Stay Affordable in 2025

For the first time in four years, the IRS adjusted the affordability percentage used for the shared responsibility penalties. The IRS recently announced that the affordability percentage for 2025 will be 9.02%....more

You May Need to Lower Employees’ Premiums to Keep Your Plan Affordable Under the ACA

For the third year in a row, the IRS adjusted the affordability percentage used for the shared responsibility penalties down. The IRS recently announced that the affordability percentage for 2024 will be 8.39%. This is down...more

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