Emerging issues under the Electronic Fund Transfer Act, Regulation E, and the UCC - As banks, fintech companies, and payment processors continue to innovate and partner on payment and wallet solutions, they must navigate the...more
4/4/2025
/ Banks ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Dispute Resolution ,
Electronic Fund Transfer Act ,
Financial Services Industry ,
FinTech ,
Payment Processors ,
Regulation E ,
Risk Management ,
Uniform Commercial Code (UCC)
This periodic bulletin is designed to help companies identify important legal developments governing the use and acceptance of blockchain technology, smart contracts, and digital assets. While the use cases for blockchain...more
3/24/2025
/ Anti-Money Laundering ,
Artificial Intelligence ,
Blockchain ,
Consumer Financial Protection Bureau (CFPB) ,
Cryptocurrency ,
Digital Assets ,
Executive Orders ,
Financial Services Industry ,
FinTech ,
Regulatory Agenda ,
Securities ,
Securities and Exchange Commission (SEC) ,
Securities Regulation ,
Stablecoins
The Trump Administration’s Executive Order on January 23, 2025, titled, “Strengthening American Leadership in Digital Financial Technology,” laid the groundwork for encouraging innovation to develop a digital economy. This,...more
Today’s ever-shifting business environment means that consumers, businesses, employers, and employees all expect to transact digitally. To remain efficient and competitive, companies must digitally transform their businesses....more
2/27/2025
/ Blockchain ,
Central Bank Digital Currency (CBDCs) ,
Consumer Financial Protection Bureau (CFPB) ,
Cryptocurrency ,
Data Privacy ,
Digital Assets ,
Electronic Filing ,
Electronic Fund Transfer Act ,
Executive Orders ,
Financial Regulatory Reform ,
Financial Services Industry ,
FinTech ,
Payment Systems ,
Regulatory Agenda ,
Securities and Exchange Commission (SEC)
Today’s ever-shifting business environment means that consumers, businesses, employers, and employees all expect to transact digitally. To remain efficient and competitive, companies must digitally transform their businesses....more
1/2/2025
/ Biometric Information ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Cryptocurrency ,
Data Brokers ,
Data Protection ,
Decentralized Finance (DeFi) ,
Digital Assets ,
Digital Wallets ,
E-Signatures ,
Exploitation ,
Federal Trade Commission (FTC) ,
Financial Regulatory Reform ,
Financial Services Industry ,
FinCEN ,
FSOC ,
New Guidance ,
NYDFS ,
Payment Processors ,
Regulation V ,
Telemarketing Sales Rule
The Consumer Financial Protection Bureau (CFPB) has issued a new rule addressing its supervision of large nonbank companies offering US consumers certain digital funds transfer services and payment wallets and apps....more
Today’s ever-shifting business environment means that consumers, businesses, employers, and employees all expect to transact digitally. To remain efficient and competitive, companies must digitally transform their businesses....more
11/6/2024
/ Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Digital Services ,
Digital Signature Standards ,
E-Signatures ,
Electronic Communications ,
Electronic Records ,
FCC ,
FDIC ,
Financial Transactions ,
Payment Systems ,
Regulatory Requirements ,
Subscription Services
Today’s ever-shifting business environment means that consumers, businesses, employers, and employees all expect to transact digitally. To remain efficient and competitive, companies must digitally transform their businesses....more
9/13/2024
/ Anti-Money Laundering ,
Artificial Intelligence ,
Automation Systems ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
E-Signatures ,
Fair Housing Act (FHA) ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Financial Transactions ,
FinCEN ,
Lenders ,
Mortgages ,
NHTSA ,
Popular ,
Truth in Lending Act (TILA)