On June 17, 2025, the United States District Court for the District of Rhode Island dismissed pro se plaintiffs’ claims against the Rhode Island Housing and Mortgage Finance Corporation (R.I. Housing) for alleged violations...more
7/3/2025
/ Borrowers ,
Consumer Protection Laws ,
Escrow Accounts ,
Financial Institutions ,
Mortgage Lenders ,
Mortgage Servicers ,
Mortgages ,
Motion to Dismiss ,
Qualified Written Requests ,
RESPA ,
State Law Claims
A recent opinion from a federal court in North Carolina emphasizes how difficult it is to succeed on a motion to dismiss a lawsuit arising under the FCRA. Rejecting a challenge to a plaintiff’s standing and the timeliness of...more
12/6/2024
/ Arbitration ,
Arbitration Agreements ,
Delegation Clauses ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Arbitration Act ,
Foreclosure ,
Mediation ,
Mortgage Servicers ,
Motion to Dismiss ,
Pro Se Litigants ,
Truth in Lending Act (TILA) ,
Willful Violations
On November 14, 2024, the United States Court for the District of Arizona dismissed a pro se litigant’s claims against Sun West Mortgage Company, Inc. (Sun West) and Cody N. Crosier, foreclosure counsel for Sun West...more
In April 2024, the United States District Court for the District of Massachusetts held in a matter of first impression that a borrower must allege actual damages to qualify for relief under the Real Estate Settlement...more